04-20-2017 10:22 AM
Stunned is such an appropriate word!
I've been reading lately about NFCU and how good they can be. My son is Navy but never thought about joining the CU until a couple days ago. Today I decided to join. As a matter of fact I joined 2 hours ago. I started my membership and figured I'd app for one of their cards tomorrow. After reading a bit more about them and their practices, I decided to app for the Flagship Visa an hour ago. I received the usual 24 hour message and crossed my fingers. I recevived a text from them within minutes of apping saying that it's under review. I logged out and read a bit more here and felt good about my odds with NFCU. I closed my browser and got on with my day. 3 minutes later I receviced a text saying I was APPROVED! I was stoked! I logged into NFCU and Checked the application status of the CC. Not only was I approved for the Flagship Visa, I have a SL of $24k!!!!
My FICO's are in the 660's with only my student loans showing as baddies. Long story short but they have been paid off for over 2 years. I also have a Chase with a 6k limit and a Capital One with $3.5k. My util is over 85% due to an unforseen issue but I pay a bit above the minimums each month and am always ontime. I have no CO's and no BK's.
I've been an avid reader of these boards and have gained a lot of knowledge regarding my credit over the last 2 years. Tip of my hat to all of you that make it worth while!
04-20-2017 11:00 AM
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