Credit Cards Center Credit cards from our partners
Reply
Valued Member
Posts: 42
Registered: ‎09-02-2007

NFCU Platinum and HHonors Suprass approved

It has been a great two weeks for me. Approved for CSP for $25.9k a week ago and NFCU Platinum Mastercard at $24k today with an 8.49% APR. I was also approved for the HHonors Amex Surpass, but only at $4k. I was a little disappointed by the Amex SL but after reading the forums I will wait the 61 days and request a 3xCLI. I cancelled the two secured cards I had (Merrick/OpenSky) so I can get my $3k back. Im sure I will take a hit for the 3-4 inquiries and cancelling the only two cards I had for the past two years, but hope that the new CLs will make up for it. Im at 0% utilization currently. These are the only cards I want so I am done cc shopping for the foreseeable future.

From Chapter 13 discharge and low 500s in 2015 to EQ: 781 TU: 767 EX: 794 in 2017...Make your vision your reality.
Established Contributor
Posts: 614
Registered: ‎09-29-2014

Re: NFCU Platinum and HHonors Suprass approved

Allow me to be the first to say CONGRATULATIONS!!!

In the garden as of March 17, 2017.

Amex PRG NPSL | Amex Hilton Surpass $2K l Aviator Red $3.5K | Best Buy $3K | Amazon $4K | Chase $5K | BBVA $5K | UFCU $10K | NFCU $15K


Valued Contributor
Posts: 1,128
Registered: ‎02-16-2016

Re: NFCU Platinum and HHonors Suprass approved


ujocka wrote:

It has been a great two weeks for me. Approved for CSP for $25.9k a week ago and NFCU Platinum Mastercard at $24k today with an 8.49% APR. I was also approved for the HHonors Amex Surpass, but only at $4k. I was a little disappointed by the Amex SL but after reading the forums I will wait the 61 days and request a 3xCLI. I cancelled the two secured cards I had (Merrick/OpenSky) so I can get my $3k back. Im sure I will take a hit for the 3-4 inquiries and cancelling the only two cards I had for the past two years, but hope that the new CLs will make up for it. Im at 0% utilization currently. These are the only cards I want so I am done cc shopping for the foreseeable future.


You arent goin to take ANY hit for closing the 2 rebuilder cards....

/i1152.photobucket.com/albums/p481/Michele_Larsen/image.jpg8_zpssgnzhjhn.jpg height=50>
Senior Contributor
Posts: 4,205
Registered: ‎04-23-2016
0

Re: NFCU Platinum and HHonors Suprass approved

2 rebuilders to a 26k and 24k card limits, please send me whatever you're feeding your profile/ fico LOL, and i mean stat.Smiley Happy. If i got 50 k in only 2 cards i would drop every mic ive ever metaphorically seen heard and touchedSmiley Happy GratsSmiley Happy
Valued Member
Posts: 42
Registered: ‎09-02-2007

Re: NFCU Platinum and HHonors Suprass approved

Thanks..it was a long and hard road wIth an awesome payoff. I was really surprised to get the CSP with a sl of $26k considering that my two rebuilders only had $1600 and $2100. I thought canceling them would drop my FICO temporarily since they were the only two cards I had and it would affect my history length. 

From Chapter 13 discharge and low 500s in 2015 to EQ: 781 TU: 767 EX: 794 in 2017...Make your vision your reality.
Valued Member
Posts: 42
Registered: ‎09-02-2007

Re: NFCU Platinum and HHonors Suprass approved

Thank you!

From Chapter 13 discharge and low 500s in 2015 to EQ: 781 TU: 767 EX: 794 in 2017...Make your vision your reality.
Established Contributor
Posts: 773
Registered: ‎06-10-2014
0

Re: NFCU Platinum and HHonors Suprass approved

Congrats on the nice approvals!

Established Contributor
Posts: 571
Registered: ‎03-01-2016
0

Re: NFCU Platinum and HHonors Suprass approved

Congratulations on your approvals. Two good cards to have

State Farm Rewards (3,000) ~ Marvel MC (1,500) ~ PenFed Power Cash (5,000) ~ PenFed Promise (6,000) ~ Discover ($1,000) ~ Citi DC (1,700) ~ NFCU Platinum (1,700) ~ NFCU CLOC (3,000)~ QuickSilver Visa (10,300) ~ DCU Visa (5,000) ~ Chase Freedom Unlimited (3,000)~ Amex Hilton Honors (5,000) ~ Care Credit (12,000)
Current Scores (3/6/17): 682 Transunion, 674 Equifax, 675 Experian
gardening since 3/6/17
Valued Member
Posts: 42
Registered: ‎09-02-2007
0

Re: NFCU Platinum and HHonors Suprass approved


AverageJoesCredit wrote:
2 rebuilders to a 26k and 24k card limits, please send me whatever you're feeding your profile/ fico LOL, and i mean stat.Smiley Happy. If i got 50 k in only 2 cards i would drop every mic ive ever metaphorically seen heard and touchedSmiley Happy GratsSmiley Happy


Haha..hilarious! My profile/FICO was fed a chapter 13 that finally digested and isn't reporting any more. While the SLs were exciting, it was the low apr on the NFCU card that was the icing on the cake. With no balance transfer fees I can get my points on the other cards and transfer any balances I want to carry for a few months to the NFCU card and cut the interest in half. Feeling pretty blessed.

 

From Chapter 13 discharge and low 500s in 2015 to EQ: 781 TU: 767 EX: 794 in 2017...Make your vision your reality.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.