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NFCU Platinum and HHonors Suprass approved

Valued Member

NFCU Platinum and HHonors Suprass approved

It has been a great two weeks for me. Approved for CSP for $25.9k a week ago and NFCU Platinum Mastercard at $24k today with an 8.49% APR. I was also approved for the HHonors Amex Surpass, but only at $4k. I was a little disappointed by the Amex SL but after reading the forums I will wait the 61 days and request a 3xCLI. I cancelled the two secured cards I had (Merrick/OpenSky) so I can get my $3k back. Im sure I will take a hit for the 3-4 inquiries and cancelling the only two cards I had for the past two years, but hope that the new CLs will make up for it. Im at 0% utilization currently. These are the only cards I want so I am done cc shopping for the foreseeable future.

From Chapter 13 discharge and low 500s in 2015 to EQ: 781 TU: 767 EX: 794 in 2017...Make your vision your reality.
13 REPLIES
Established Contributor

Re: NFCU Platinum and HHonors Suprass approved

Allow me to be the first to say CONGRATULATIONS!!!

In the garden as of March 17, 2017.

Amex PRG NPSL | Amex Hilton Surpass $6K l Aviator Red $3.5K | Best Buy $6K | Amazon $6K | Chase $5K | BBVA $5K | UFCU $10K | NFCU $15K
Valued Contributor

Re: NFCU Platinum and HHonors Suprass approved


ujocka wrote:

It has been a great two weeks for me. Approved for CSP for $25.9k a week ago and NFCU Platinum Mastercard at $24k today with an 8.49% APR. I was also approved for the HHonors Amex Surpass, but only at $4k. I was a little disappointed by the Amex SL but after reading the forums I will wait the 61 days and request a 3xCLI. I cancelled the two secured cards I had (Merrick/OpenSky) so I can get my $3k back. Im sure I will take a hit for the 3-4 inquiries and cancelling the only two cards I had for the past two years, but hope that the new CLs will make up for it. Im at 0% utilization currently. These are the only cards I want so I am done cc shopping for the foreseeable future.


You arent goin to take ANY hit for closing the 2 rebuilder cards....

Chasex3/PenFedx3/NFCUx2/BofA/BMO/AMEX x5(4 revolvers +Platinum)/CapOnex2/DCU/Blispay/Cabelas/BBVA/Fifth Third/Banco de Brazil/BB&T/HSBC/Atira/Commerce Bank/State Farm Visa........I have them all. Except Barclays. They suck. And Sync. They suck worse! And Citi,, because I Have 9,000 Inq.
In the 520-530 range in 12/2015.... Currently EQ747/TU758/EX744
NFCU & PenFed are my best friends!!

In 3/2016 I had a $1800 fully secured CapOne QS. And that was it.. Current CL $247,000 (plus my auto and RV loans)
Super Contributor

Re: NFCU Platinum and HHonors Suprass approved

2 rebuilders to a 26k and 24k card limits, please send me whatever you're feeding your profile/ fico LOL, and i mean stat.Smiley Happy. If i got 50 k in only 2 cards i would drop every mic ive ever metaphorically seen heard and touchedSmiley Happy GratsSmiley Happy
Valued Member

Re: NFCU Platinum and HHonors Suprass approved

Thanks..it was a long and hard road wIth an awesome payoff. I was really surprised to get the CSP with a sl of $26k considering that my two rebuilders only had $1600 and $2100. I thought canceling them would drop my FICO temporarily since they were the only two cards I had and it would affect my history length. 

From Chapter 13 discharge and low 500s in 2015 to EQ: 781 TU: 767 EX: 794 in 2017...Make your vision your reality.
Valued Member

Re: NFCU Platinum and HHonors Suprass approved

Thank you!

From Chapter 13 discharge and low 500s in 2015 to EQ: 781 TU: 767 EX: 794 in 2017...Make your vision your reality.
Established Contributor

Re: NFCU Platinum and HHonors Suprass approved

Congrats on the nice approvals!

Valued Contributor

Re: NFCU Platinum and HHonors Suprass approved

Congratulations on your approvals. Two good cards to have
State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (5,000) ~ PenFed Promise (6,000) ~ PenFed OLOC (500) ~ Discover ($1,000) ~ Citi DC (1,700) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (1,700) ~ NFCU CLOC (15,000) ~ QuickSilver Visa (10,300) ~ DCU Visa (5,000) ~ Chase Freedom Unlimited (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG Business (3,000) ~ Care Credit (15,000)
Current Scores (7/8/17): 682 Transunion, 648 Equifax, 673 Experian
Valued Member

Re: NFCU Platinum and HHonors Suprass approved


AverageJoesCredit wrote:
2 rebuilders to a 26k and 24k card limits, please send me whatever you're feeding your profile/ fico LOL, and i mean stat.Smiley Happy. If i got 50 k in only 2 cards i would drop every mic ive ever metaphorically seen heard and touchedSmiley Happy GratsSmiley Happy


Haha..hilarious! My profile/FICO was fed a chapter 13 that finally digested and isn't reporting any more. While the SLs were exciting, it was the low apr on the NFCU card that was the icing on the cake. With no balance transfer fees I can get my points on the other cards and transfer any balances I want to carry for a few months to the NFCU card and cut the interest in half. Feeling pretty blessed.

 

From Chapter 13 discharge and low 500s in 2015 to EQ: 781 TU: 767 EX: 794 in 2017...Make your vision your reality.
Valued Member

Re: NFCU Platinum and HHonors Suprass approved

Congrats.  I'm thinking about the Hilton Surpass, also.