NFCU Secured to unsecured

SmiDils · ‎05-16-2013

My first post.... YAY!!!!

Today is a great day for me. I woke up this morning to find my NFCU Secured cards had unsecured. my 13th statements cut yesterday 5/15/2013 one card had a $0 balance the other $300 both secured with $1500 (initially $500 but i increased throught the year). ALWAYS paid on time. during the year i used the cards a lot. at one point getting very close to the CL. had it not been for me lurking on this board I would have not known how to do this.

I THANK YOU ALL SO MUCH....sorry for the caps but this gal is excited.

My Experian score is 637 (according to recent app)

Starting total revolving credit: $300 (5/2011) Current total revolving credit: $61,600
4 Collections, 1 Repo, 1 Eviction INQUIRIES: Equifax 22, Transunion 5, Experian 15
Wal-Mart Fico 650 1/10/14
In the Garden - Score Goal 760 across

cqdealer711 · ‎05-16-2013

thats awesome! Congrats on being patient and letting time help your credit, its a hard thing to accomplish.

Starting FICO Score: 10/1/12--EQ 512 | TU 492 | EX 524
Current FICO Score: 2/22/14--EQ 705 | TU 703 | EX 716
Goal Score: 700+

Take the myFICO Fitness Challenge

SmiDils · ‎05-16-2013

Thank you so much, im still working on getting it right.

Starting total revolving credit: $300 (5/2011) Current total revolving credit: $61,600
4 Collections, 1 Repo, 1 Eviction INQUIRIES: Equifax 22, Transunion 5, Experian 15
Wal-Mart Fico 650 1/10/14
In the Garden - Score Goal 760 across

kanokphan · ‎05-16-2013

That's nice! Congratz!

Starting Score: 592 Current Score: 632
Goal Score: 750

NFCU#7,500 NFL#900 AMZ STORE CARD#1,200 VICTORIAS#500 AMZ CHASE#400 DISCOVER#1500 CAP1#500 BML PAYPAL#500 BML HP#2,000 USAA CLASS PLAT MC#1,000 EXP#250 HSN#500 JCrew#250