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NFCU Visa Flagship

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BootStraps
Established Contributor

Re: NFCU Visa Flagship

From what I have been reading from some of the other posters, the USAA secured cards don't unsecure. That's something you may want to ask about before accepting the card offer.




Starting Score: All Under 590 (8/2011)
Current Score: Ex: 676 Eq: 681 Tu: 683
Goal Score: Ex: 725 Eq: 725 Tu: 725

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Back in the Garden 4/22/16 Smiley Happy
Message 11 of 16
baller4life
Super Contributor

Re: NFCU Visa Flagship

USAA secured cards never unsecure. Your deposit is locked into a 2 yr cd. At the end of the 2 yrs you either cancel card and get deposit back or renew cd for another 2 yrs. I'm not too fond of that!
Message 12 of 16
Scupra
Super Contributor

Re: NFCU Visa Flagship


@BootStraps wrote:

From what I have been reading from some of the other posters, the USAA secured cards don't unsecure. That's something you may want to ask about before accepting the card offer.


Correct. The secured AMEX is not issued by AMEX either, so you won't be building history with AMEX.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 13 of 16
DCole3g
New Contributor

Re: NFCU Visa Flagship

Thanks for the info guys, I think I'm going to leave that secured card right where it's at!
Message 14 of 16
efranklin23
Valued Contributor

Re: NFCU Visa Flagship

CONGRATS on the Flagship 

AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)
Message 15 of 16
baller4life
Super Contributor

Re: NFCU Visa Flagship

Good idea DCole3g. Stick with Nfcu till you qualify for unsecured card with USAA. That's your best bet.
Message 16 of 16
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