02-21-2013 08:55 AM - edited 02-21-2013 08:56 AM
I've read a lot about NFCU's approvals and after a pretty big app spree the last few weeks, decided why not - since I already have quite a few new accounts and inquiries. Joined NFCU at 8pm yesterday and applied for the card over the phone. Approved for 14k by this morning. My husband, whos scores are struggling and he can't get an approval to save his life applied as well. He was approved for a 5k Cash Rewards, and is quite ecstatic. Thanks for all the feedback about your approvals, as it has led to 2 of ours.
02-24-2013 08:27 PM
From NFCU website:
Navy Federal's field of membership is determined by the National Credit Union Administration. If you fall under any of these categories, you're eligible to join:
All Department of Defense (DoD) uniformed personnel—Army, Marine Corps, Navy and Air Force retirees and annuitants
All Department of Defense Reservists—Army, Marine Corps, Navy and Air Force retirees and annuitants
All Army and Air National Guard Personnel—civilian employees, retirees and annuitants
All Delayed Entry Program (DEP) Personnel
All DoD Officer Candidate programs—Midshipmen and cadets at the United States Naval Academy, United States Military Academy, United States Air Force Academy, United States Coast Guard Academy and the United States Merchant Marine Academy; Other Officer Programs*
U.S. Government employees assigned to DoD installations (including Coast Guard)
All DoD civilian employees—including retirees and annuitants
DoD contractors assigned to U.S. Government installations
Family Members—including grandparents, parents, spouses, siblings, grandchildren, children (including adopted and stepchildren) and household members
Once your family members have joined, their family members are also eligible for membership.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO