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Regular Contributor
MidnightOwl
Posts: 159
Registered: ‎08-22-2009
0

NFCU cli

I had asked for a cli about 2 months ago of only $1000.00 and got it so, I was feeling kinda lucky tonight & decided to pull the trigger and ask for another $7000.00 since I only have 1 inq. on EQ and low & behold, I was approved instantly for another $7000.00 I love Navy  :smileyhappy:

Super Contributor
CS800
Posts: 6,552
Registered: ‎04-07-2008
0

Re: NFCU cli


MidnightOwl wrote:

I had asked for a cli about 2 months ago of only $1000.00 and got it so, I was feeling kinda lucky tonight & decided to pull the trigger and ask for another $7000.00 since I only have 1 inq. on EQ and low & behold, I was approved instantly for another $7000.00 I love Navy  :smileyhappy:



Nice CLI !! enjoy :smileyhappy:




Regular Contributor
MidnightOwl
Posts: 159
Registered: ‎08-22-2009
0

Re: NFCU cli

TYVM... People weren't kidding when they said if your good to Navy they'll take care of you !

Frequent Contributor
eparker
Posts: 268
Registered: ‎03-10-2009
0

Re: NFCU cli

I am looking for my long lost relative so I can join NFCU...:smileyvery-happy:

 

 

Congrats....

Starting Score: Mid 500's
EQ-663 TU-686 EXP-698
Goal Score:750+

NavChek $15,000/NFCU nRewards Visa $12,000/American Express Rewards Gold NPSL/USAA Rewards World Mastercard $7000/USAA Visa Platinum $7000/Barclay $3900/Credit Union Visa $5000/Jareds $7600/BofA Visa $4000/USAA MC $1500/Walmart $1200//Amazon $1000/Discover Card $750/Cap1 $2250.







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Regular Contributor
jason86423
Posts: 240
Registered: ‎01-10-2011
0

Re: NFCU cli

Navy is awesome.. asked for an increase from 1000 to 10,000, approved instantly today.  

Frequent Contributor
eparker
Posts: 268
Registered: ‎03-10-2009
0

Re: NFCU cli

thats a big jump....

Starting Score: Mid 500's
EQ-663 TU-686 EXP-698
Goal Score:750+

NavChek $15,000/NFCU nRewards Visa $12,000/American Express Rewards Gold NPSL/USAA Rewards World Mastercard $7000/USAA Visa Platinum $7000/Barclay $3900/Credit Union Visa $5000/Jareds $7600/BofA Visa $4000/USAA MC $1500/Walmart $1200//Amazon $1000/Discover Card $750/Cap1 $2250.







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Regular Contributor
jason86423
Posts: 240
Registered: ‎01-10-2011
0

Re: NFCU cli

I was surprised also.  I have 2 cards with Navy.  Cash rewards visa @ $24,000 and now the Plat. MC @ $10,000

 

Absolutely love NFCU!

Established Contributor
ChesterPDexter
Posts: 618
Registered: ‎06-18-2007
0

Re: NFCU cli

[ Edited ]

Are they asking for employment documentation or any other things like that?  Or just approving it?  Instantly or the next day or a few days later?

 

Also, how long have you had the cards you asked for a CLI on?  Any balances owed to those cards?

 

I have two cards and they're pretty much maxed out because I took advantage of balance transfer offers.  I'd do a little bit more if they gave me a little bit more room, though.

 

I re-read and I see that you said "instant."  So, does this mean there is no hard credit pull?

_________________________________________________________
Too many accounts; too many debts; lots of open credit, and lots of utilized credit. Scores somewhere in the 600s - I have no earthly idea exactly what number, but not 700 like it was, briefly.
Regular Contributor
jason86423
Posts: 240
Registered: ‎01-10-2011
0

Re: NFCU cli

My CLI in November on my Cash Rewards Visa went to review.  Went from 17,500 to $24,000 - asked for $30,000 - this was a hard pull on EQ.  Had the account for just under 6 months.

 

My CLI today on my Plat MC was instant.  No hard pull, soft pull only on EQ.  No manual review.  Had the account for just under 7 months.

 

When I joined NFCU last May I app'd for the CR visa and the NavCheck and they required pay stubs and 2 bank statements at the time.  Have not requested docs since.  I do direct deposit a consistent $600 / month into my checking and pay bills with it but I do not think that really influences  the decision.

Regular Contributor
MidnightOwl
Posts: 159
Registered: ‎08-22-2009
0

Re: NFCU cli

Mine was approved instantly online


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