NFCU

[QUEENOFCANDLES]

I recently obtained an auto loan with them 52k. They approved an nrewards card but only $1,000. But its my highest CL yet! Should I go ahead and request an overdraft LOC??? Is that harder to get approval for? Or am I pushing my luck here....

[Creditaddict]

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@QUEENOFCANDLES wrote:
I recently obtained an auto loan with them 52k. They approved an nrewards card but only $1,000. But its my highest CL yet! Should I go ahead and request an overdraft LOC??? Is that harder to get approval for? Or am I pushing my luck here....

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I would send a secure message online that while you are very happy to be approved for the credit card, based on the fact that you were approved for such a large auto loan you were hoping for a higher starting CL with Navy and see if they will pump you up a bit, I wouldn't even say a number.

Then lets talk about the loc after those results.

[QUEENOFCANDLES]

I shall do that and revert back! Hold please

[azguy13]

That is excellent advice from CreditAddict but just be aware that NFCU is HP happy so try and convince them to use the same HP if they start talking about having to pull your report again. 

[Creditaddict]

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@azguy13 wrote:

That is excellent advice from CreditAddict but just be aware that NFCU is HP happy so try and convince them to use the same HP if they start talking about having to pull your report again. 

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That's why you just send the secure message, it goes to the right department to do it and they won't pull again unlike if you call in and try to do it they seem to tell you it's hp.

[gdale6]

Grats on your approvals

[Kenny]

Congrats on your approvals and best of luck with your secure message!

[-Wade-]

Congrats on your approvals

[alvon123]

congrats

[Anonymous]

Congrats!