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Navy AmEx Approved :)

tag
credit_is_crack
Valued Contributor

Navy AmEx Approved :)

Submitted the app yesterday, went pending. Got a text today saying You're Approved!, but no details.

I called them up and I was Approved for...$600 LOL

An approval is still an approval and I can grow this card. I just had a CLI on my MC up to $33k so I could be at my limit with NFCU right now. YMMV I guess

TU 783
1 Inq in last 6 months
7 Inq in las 12 months
1 new account last 6 months
5 new accounts in last 12 months
No baddies or negatives..

$600...like a boss Smiley Happy
Message 1 of 22
21 REPLIES 21
credit_is_crack
Valued Contributor

Re: Navy AmEx Approved :)

Forgot...11.99% APR so not too shabby there
Message 2 of 22
bigpoppa09
Established Contributor

Re: Navy AmEx Approved :)

U are most likely at your max exsposure with them i wouldn't lower my AAOA for a $600 approval lol.  Forgot to add u can send a secure message they might move some from your other card.

Message 3 of 22
credit_is_crack
Valued Contributor

Re: Navy AmEx Approved :)

Well I just took a HP to get it passed $25k...I'm not worried about it. It'll grow quickly with SP's faster than other banks might grow. I'm still pleased with it!

It made me chuckle lol
Message 4 of 22
Spotsy
Frequent Contributor

Re: Navy AmEx Approved :)

Congrats on the approval...and at least you got approved....no luv for me from them today on this card. Clean files and high (but sub 800) scores...not even pending...just a big NO!  I do already have 2 cards at 25k each...maybe I hit their max for me for now. :-(

 

LOL...anyways, congrats.

FICO 8: TU:831 / EQ:837 / EX:827 as of 12/25/2023
Message 5 of 22
credit_is_crack
Valued Contributor

Re: Navy AmEx Approved :)

So we're in a silimar boat...you at least have it at $50k already...I did read about another poster getting a 3rd Navy approved at $11k (already having 2 $25k cards) so they will do it, I guess the 3rd card is where they really start taking a deeper look.
Message 6 of 22
Total80sKid
Senior Contributor

Re: Navy AmEx Approved :)

Congrats, credit!
Message 7 of 22
credit_is_crack
Valued Contributor

Re: Navy AmEx Approved :)

Thanks Total80skid!
Message 8 of 22
mrldp40
Established Contributor

Re: Navy AmEx Approved :)

Didnt know navy approved below 1k .that gives me hope . congrats .can be 25 k before you know it
ready to start a rebuild ex 533 eq 518 tu 541
inquiries EQ 2 EX 0 TU 1 multiple charge off current card green dot secured 500
Message 9 of 22
credit_is_crack
Valued Contributor

Re: Navy AmEx Approved :)


@mrldp40 wrote:
Didnt know navy approved below 1k .that gives me hope . congrats .can be 25 k before you know it

I've seen them approve as low as $500 and they tend to be both lenient and generous -- a dangerously rare combo for me lol 

 

I'm hoping in 6 months I can at least beef it up to $10k, of course more is always welcomed. Good Luck if you decide to take the plunge and update us on your results!

Message 10 of 22
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