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Navy...Navy...Navy...how i luv u!!!

Valued Contributor

Re: Navy...Navy...Navy...how i luv u!!!


anthill927 wrote:

This may be a completely stupid question lol but do you have to be in the navy or military to apply for this card? I only ask because you can apply for some credit union credit cards in ohio and you dont have to be a part of it to get it, like the ohio educational credit union for teachers, they let anybody join. I also got my car loan through a credit union and I wasnt even a member of it.


The eligibitity is on the website.  Pretty much have to have acitve military family or have an immediate family member be a member.  There are more ways in

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 11 of 16
Valued Contributor

Re: Navy...Navy...Navy...how i luv u!!!

I really need to app for this dang Navcheck lol.  Do you have DD with them?

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 12 of 16
Frequent Contributor

Re: Navy...Navy...Navy...how i luv u!!!

Yes i have dd but for only a portion of my pay. It does help i think.

Starting Score: 530
3-2013Score: TU 680 EQ 683 EXP 679 FAKO
Current Score (lender pull): TU 693 EQ 649 EXP 699 Lender Pull
Goal Score: 700


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Message 13 of 16
Established Contributor

Re: Navy...Navy...Navy...how i luv u!!!


anthill927 wrote:

This may be a completely stupid question lol but do you have to be in the navy or military to apply for this card? I only ask because you can apply for some credit union credit cards in ohio and you dont have to be a part of it to get it, like the ohio educational credit union for teachers, they let anybody join. I also got my car loan through a credit union and I wasnt even a member of it.


The best way to qualify is through the military connection ,a family member that is in the military,a person(doesn't have to be family) that is allready a member who lives in the same house as you, or an employee that works at NFCU who is a family member. You can even get in through a parent or grandparent who was retired from the military ie received benefits(deceased or alive). I'm waiting to get in through a sibling who will be taking a job with NFCU at a location in the Carolinas. It can be done and once in you can get other family members in.  

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Message 14 of 16
Contributor

Re: Navy...Navy...Navy...how i luv u!!!

Congrats!  Do you mind sharing how long you have been with them, and how long you have had the credit card?

Message 15 of 16
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Frequent Contributor

Re: Navy...Navy...Navy...how i luv u!!!

I don't mind at all. I became a member and got approved for the card same time, November 15th, 2011. So slightly over a year. some months i carried a balance some months not. I hope that this is helpful!

Starting Score: 530
3-2013Score: TU 680 EQ 683 EXP 679 FAKO
Current Score (lender pull): TU 693 EQ 649 EXP 699 Lender Pull
Goal Score: 700


Take the FICO Fitness Challenge
Message 16 of 16