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11-30-2013 12:20 AM
Hello....Does anyone have suggestions of credit cards that I can add with a low credit score to help boost my credit score? The only current card I have is a NFCU Secured Card with a $500 CL.
11-30-2013 12:23 AM
11-30-2013 12:26 AM
Need a little more info. AAoA, baddies, etc?
11-30-2013 12:38 AM
AAoA is 5yrs. Bankrupcy over 6yrs, have good CL's are car loan, previous repo 4yrs ago trying to negotiate a PFD of 1500., student loans current with some lates over 2yrs, AS Furniture loan current. Paid off past medical bads, tmobile, university of phoenix....mostly small collections with a few agreed upon PFD, one removed and was on my acct in error in the amt of $4800 ...removed.
Any advice is much appreciated.
11-30-2013 12:42 AM
Additionally, after the previous repo collection is paid and a final collection of 309. PFD, I will have paid more than 5k on cleanup but totaling over 10k of negative showing owed on my report. Working to become mortgage ready for 1st Q next year.
11-30-2013 12:45 AM
11-30-2013 12:51 AM
makes sense to write the GW letters. Baddies will be paid by mid Dec. and will have nothing negative on report. I took out a $500 secured loan with Chartway FCU in June to help boost score and PIF last month. Guess it'll be a waiting game to boost score by March. Thanks for the advice.
11-30-2013 01:05 AM
12-03-2013 09:10 PM
Was approved today for both JCrew $250CL and CAP1 Unsecured $300. It's a little start but good news.
BOOM... congrats, now wait for the rest of the baddies to show paid then it will really help... believe me as soon as I did that I got Navy and 76 Gas!
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