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Neiman Marcus CLI- Finally!

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ladyMJ
Regular Contributor

Neiman Marcus CLI- Finally!

I have had a Neiman Marcus Card since 05! After joining this board I have been wondering why I never received a CLI. Being that I apped in college I figured perhaps they had no income information on me etc...

 

So, today I decided to see if I was eligible for a CLI. I gave the rep all of my income information. She actually asked for my household total. The process took 5 minutes and my limit was doubled from 500-->1000 and I was advised to call in every 30-49 days for another increase (no hard pull). Even though they want me to do all of the work to get CLI's, I don't mind and will keep calling!

 

 

 

 

 

 

2/26/15: TU Fico (BarclayCard)- 721
2/18/15: EQ (CK)- 668
2/26/15: EX (EX.com)- 706

Message 1 of 10
9 REPLIES 9
coldnmn
Mega Contributor

Re: Neiman Marcus CLI- Finally!

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 10
ladyMJ
Regular Contributor

Re: Neiman Marcus CLI- Finally!

Grazie!

2/26/15: TU Fico (BarclayCard)- 721
2/18/15: EQ (CK)- 668
2/26/15: EX (EX.com)- 706

Message 3 of 10
yudeology101
Senior Contributor

Re: Neiman Marcus CLI- Finally!

WTG, OP!  Congrats to you, keep calling until you get to $100k!  Smiley Wink

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 4 of 10
ladyMJ
Regular Contributor

Re: Neiman Marcus CLI- Finally!

Haha thanks yudeology101! I am on it! Smiley LOL

2/26/15: TU Fico (BarclayCard)- 721
2/18/15: EQ (CK)- 668
2/26/15: EX (EX.com)- 706

Message 5 of 10
alvon123
Super Contributor

Re: Neiman Marcus CLI- Finally!

congrats


Message 6 of 10
myjourney
Super Contributor

Re: Neiman Marcus CLI- Finally!


@ladyMJ wrote:

I have had a Neiman Marcus Card since 05! After joining this board I have been wondering why I never received a CLI. Being that I apped in college I figured perhaps they had no income information on me etc...

 

So, today I decided to see if I was eligible for a CLI. I gave the rep all of my income information. She actually asked for my household total. The process took 5 minutes and my limit was doubled from 500-->1000 and I was advised to call in every 30-49 days for another increase (no hard pull). Even though they want me to do all of the work to get CLI's, I don't mind and will keep calling!

 

 

 

 

 

 


Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 7 of 10
FinStar
Moderator Emeritus

Re: Neiman Marcus CLI- Finally!


@ladyMJ wrote:

I have had a Neiman Marcus Card since 05! After joining this board I have been wondering why I never received a CLI. Being that I apped in college I figured perhaps they had no income information on me etc...

 

So, today I decided to see if I was eligible for a CLI. I gave the rep all of my income information. She actually asked for my household total. The process took 5 minutes and my limit was doubled from 500-->1000 and I was advised to call in every 30-49 days for another increase (no hard pull). Even though they want me to do all of the work to get CLI's, I don't mind and will keep calling!

  


Man, talk about long overdue!  I'm not sure what all you could by at NM for $500!   Glad this worked out for you... have you confirmed whether it was SP or HP?  I was under the impression that this one along with Saks (formerly with HSBC) were HPs for CLIs unless their policy changed since Capital One took over. 

Message 8 of 10
ladyMJ
Regular Contributor

Re: Neiman Marcus CLI- Finally!


@FinStar wrote:

@ladyMJ wrote:

I have had a Neiman Marcus Card since 05! After joining this board I have been wondering why I never received a CLI. Being that I apped in college I figured perhaps they had no income information on me etc...

 

So, today I decided to see if I was eligible for a CLI. I gave the rep all of my income information. She actually asked for my household total. The process took 5 minutes and my limit was doubled from 500-->1000 and I was advised to call in every 30-49 days for another increase (no hard pull). Even though they want me to do all of the work to get CLI's, I don't mind and will keep calling!

  


Man, talk about long overdue!  I'm not sure what all you could by at NM for $500!   Glad this worked out for you... have you confirmed whether it was SP or HP?  I was under the impression that this one along with Saks (formerly with HSBC) were HPs for CLIs unless their policy changed since Capital One took over. 


Thanks everyone!!

 

@FinStar And I know right!!! I usually shop at Neiman Marcus Last Call (Outlet) so I managed to get by for a couple of purchases but your totally right!!! Trying to shop in the regular store is tricky. If they have a sale online I would have to try and choose 1 item at a time :/. Haha but I am going to keep working on the CLI's until at least 5K so the card could actually be useful if I need it! Smiley Happy

2/26/15: TU Fico (BarclayCard)- 721
2/18/15: EQ (CK)- 668
2/26/15: EX (EX.com)- 706

Message 9 of 10
FinStar
Moderator Emeritus

Re: Neiman Marcus CLI- Finally!


@ladyMJ wrote:

@FinStar wrote:

@ladyMJ wrote:

I have had a Neiman Marcus Card since 05! After joining this board I have been wondering why I never received a CLI. Being that I apped in college I figured perhaps they had no income information on me etc...

 

So, today I decided to see if I was eligible for a CLI. I gave the rep all of my income information. She actually asked for my household total. The process took 5 minutes and my limit was doubled from 500-->1000 and I was advised to call in every 30-49 days for another increase (no hard pull). Even though they want me to do all of the work to get CLI's, I don't mind and will keep calling!

  


Man, talk about long overdue!  I'm not sure what all you could by at NM for $500!   Glad this worked out for you... have you confirmed whether it was SP or HP?  I was under the impression that this one along with Saks (formerly with HSBC) were HPs for CLIs unless their policy changed since Capital One took over. 


Thanks everyone!!

 

@FinStar And I know right!!! I usually shop at Neiman Marcus Last Call (Outlet) so I managed to get by for a couple of purchases but your totally right!!! Trying to shop in the regular store is tricky. If they have a sale online I would have to try and choose 1 item at a time :/. Haha but I am going to keep working on the CLI's until at least 5K so the card could actually be useful if I need it! Smiley Happy


Congrats on growing your NM CC.  I also use it a NM Last Call and during any other special events (i.e. triple points, etc).  Use it frequently and try again in about 6 months to see if it can grow more.  I was approved in-store in Chicago and since there is no NM nearby where I live I mainly use it online - love their gourmet foods and desserts!

Message 10 of 10
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