I have been lurking on the forum for quite awhile but this is my first post in the credit card section. This forum has been infinitely helpful to me and I figured I'd share some of my experience. I had some bad credit from my years as an undergraduate and all of those items just fell off last year so I was looking to get my scores back up and do things correctly this time. I used this site and throughout this year I have gotten approved for Cap1 Quicksilver, Amex BCE, Barclays Arrival, and Bankamericard 1-2-3 rewards card! In addition to that, I was just able to get my first new car loan in my name with a 1.9% interest rate. I really have this forum to thank for all of the helpful information and threads.
I am glad to have my credit back on track before I finish my PhD program in May and start looking for a home in 2-3 years. Thanks to everyone here again, I just wanted to share my experience and express my appreciation for the site. If anyone has questions about my stats or anything else feel free to ask. I hope to be around the forums as a poster for the long haul!
Congrats! It's good to have you aboard!
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Thanks guys!
The 1.9% APR I received through Honda Financial's end of the year promotional rate. I was super stoked to get such a great rate.
Yeah it feels good to be on the track to success congrats those are excellent cards.
Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
@jspring86 wrote:Thanks guys!
The 1.9% APR I received through Honda Financial's end of the year promotional rate. I was super stoked to get such a great rate.
+1. Last time I had an auto loan I remembered the rate being about 10.2% APR for 48 months. Good thing I paid it off early to avoid paying all that interest 
