Reply
Frequent Contributor
sandman2435
Posts: 442
Registered: ‎01-22-2011
0

Re: New Total Rewards Visa from Comenity Bank

I applied as well and got the 7-10 day message as well....Does anyone know if Comenity Bank is hard to get approved..I do not have any of their cards
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: New Total Rewards Visa from Comenity Bank


sandman2435 wrote:
I applied as well and got the 7-10 day message as well....Does anyone know if Comenity Bank is hard to get approved..I do not have any of their cards

 

Good luck to you!!!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Community Leader
Valued Contributor
improvingmycredit
Posts: 1,402
Registered: ‎07-12-2011
0

Re: New Total Rewards Visa from Comenity Bank

Hey all interested!
I called today to see which CR to unlock. I was told EX first then if they need a 2nd - TU. Just anFYI. :smileyhappy:

Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSP 20.5K, TotalRewards 20.5K, QuickSilver 20K

Senior Contributor
john398
Posts: 3,526
Registered: ‎01-19-2009
0

Re: New Total Rewards Visa from Comenity Bank

Odd because they pulled EQ for me today according to usaa credit montoring
Community Leader
Valued Contributor
improvingmycredit
Posts: 1,402
Registered: ‎07-12-2011
0

Re: New Total Rewards Visa from Comenity Bank

Hey John398!
I usually take what a CRS says with a grain of salt. More often than not, the info received is incorrect. Shame really. :smileyhappy:. I suspect that who they pull is still in relation to where you live in the US with Comenity. How's your app going? Any answer yet? Also, what's your credit profile looking like when you apped? Thanks for the info!!! Fingers crossed for a ridiculously high CL. :smileyhappy:

Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSP 20.5K, TotalRewards 20.5K, QuickSilver 20K

Senior Contributor
john398
Posts: 3,526
Registered: ‎01-19-2009
0

Re: New Total Rewards Visa from Comenity Bank


improvingmycredit wrote:
Hey John398!
I usually take what a CRS says with a grain of salt. More often than not, the info received is incorrect. Shame really. :smileyhappy:. I suspect that who they pull is still in relation to where you live in the US with Comenity. How's your app going? Any answer yet? Also, what's your credit profile looking like when you apped? Thanks for the info!!! Fingers crossed for a ridiculously high CL. :smileyhappy:

oh ok I am in Dallas, I  do have high util on some cards so maybe thats why, my EQ score should be around 655, I will wait for the letter

Senior Contributor
john398
Posts: 3,526
Registered: ‎01-19-2009
0

Re: New Total Rewards Visa from Comenity Bank

I wonder if they will do pre approval or shopping cart trick when you book a room? I wonder f there is a way to tell

Community Leader
Valued Contributor
improvingmycredit
Posts: 1,402
Registered: ‎07-12-2011
0

Re: New Total Rewards Visa from Comenity Bank


john398 wrote:

I wonder if they will do pre approval or shopping cart trick when you book a room? I wonder f there is a way to tell


Anybody get an anwser on the apps yet?  I'm curious as to what type of limits they will start out with and how the approvals go.  Thanks for the feedback!


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSP 20.5K, TotalRewards 20.5K, QuickSilver 20K

New Member
innvaderr
Posts: 3
Registered: ‎04-04-2013
0

Re: New Total Rewards Visa from Comenity Bank

Applied yesterday, got approved for $2500 CL

Community Leader
Valued Contributor
improvingmycredit
Posts: 1,402
Registered: ‎07-12-2011
0

Re: New Total Rewards Visa from Comenity Bank

Congrats! And thank for the feedback. Do you know who they pulled for you?

Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSP 20.5K, TotalRewards 20.5K, QuickSilver 20K


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}