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28 years old 9+ year credit history
only have had 1 capitol 1 platinum card last few years with $300 limit
have a closed but pays as agreed chase card from a few years ago owe $884 - $2,500 limit
myFico as of signing up yesterday 673
The reason I am on here is I received a Discover IT mailing and thought it might be time to open a new credit line and fix my ratios
Got instantly approved online! no 5-7 day wait nothing
Not sure what my credit limit will be.
I was wondering if this forum had a glossary of terms or good posts for beginners (ie: the garden)
And why are so many who are rebuilding credit going on "app spree's?"
Also should I call Discover and see what my CL will be or wait for the card? I applied last night (Sunday) so far no email, call or anything?
@Anonymous wrote:28 years old 9+ year credit history
only have had 1 capitol 1 platinum card last few years with $300 limit
have a closed but pays as agreed chase card from a few years ago owe $884 - $2,500 limit
myFico as of signing up yesterday 673
The reason I am on here is I received a Discover IT mailing and thought it might be time to open a new credit line and fix my ratios
Got instantly approved online! no 5-7 day wait nothing
Not sure what my credit limit will be.
I was wondering if this forum had a glossary of terms or good posts for beginners (ie: the garden)
And why are so many who are rebuilding credit going on "app spree's?"
Also should I call Discover and see what my CL will be or wait for the card? I applied last night (Sunday) so far no email, call or anything?
Congrats and Welcome ! !
Here's a good place to begin, regarding glossary and newbie information:
http://ficoforums.myfico.com/t5/Credit-Cards/Helpful-threads/td-p/415263
Call up Discover, you'll experience first hand their excellent customer service, and you'll also get your CL from them.
FRESH MEAT!!!
Just kidding. Welcome to the forums. Fire away. Lots of folks here are willing to help.
Congratulations on your new IT!
@Pilotdude wrote:FRESH MEAT!!!
Just kidding. Welcome to the forums. Fire away. Lots of folks here are willing to help.
LMAO@ fresh meat!
Congrats to Op on approval. You can call Discover and get your limit after a few hours.
Dup post-
MOD please delete.
Thanks!