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Nfcu cash rewards approved, Amex Hilton surpass declined

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jdxprs1
Frequent Contributor

Nfcu cash rewards approved, Amex Hilton surpass declined

Joined nfcu today. Approved for 24k for cash rewards at 11%.

Also apped for Amex Hilton surpass but was declined.

So far it looks like they only pulled transunion. It's my worst score at 665
Last app 1/2/2017.
In the garden until at least 6/2/2017.
Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: Nfcu cash rewards approved, Amex Hilton surpass declined

Congrats on NFCU card!

 

I haven't applied with them yet but have been banking with them since 2014. I'm still too fresh out of BK and waiting for a few accounts to be updated on my credit file. Meanwhile I am hoping my large deposit history is getting noticed so when I do apply I actually get something to be excited over. Smiley Happy

 

Btw, TU is my worse FICO too. 

 

Message 2 of 8
Anonymous
Not applicable

Re: Nfcu cash rewards approved, Amex Hilton surpass declined

Congrats on the NFCU.     They seem to like DTI and UTI over scores for the cards.   i saw a 504 get a 2k with low apr.     must have really good DTI

Message 3 of 8
JustBPatient
Established Contributor

Re: Nfcu cash rewards approved, Amex Hilton surpass declined

Way to go!!

Amex Gold =Amex ED 20k = Amex BCP 14k = Amex SPG Lux 2k = Arrival 2k = Ring 14k = BOA 321 30k = BOA BBR 10k = CSR 25k = Freedom 10k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 16k = DCVR IT(2) 10k = CAP1 QS 15k = NFCU CR24k/AE25k/CLOC 15k = BBVA 14k = Wells Plat. 5k = (2) US Bank Cash+ 13k, 18k = PenFed 17k

FICO scores TU 764 EX 739 EQ 745
Message 4 of 8
Anonymous
Not applicable

Re: Nfcu cash rewards approved, Amex Hilton surpass declined

Congrats on your membership and approval. Nice SL!!

Message 5 of 8
jdxprs1
Frequent Contributor

Re: Nfcu cash rewards approved, Amex Hilton surpass declined

Sorry. Should have added DTI and utilization.

DTI 14%
Utilization under 3%. Owe about 400 with about 19k available before today.
Last app 1/2/2017.
In the garden until at least 6/2/2017.
Message 6 of 8
JoeLuvsHisCredit
Valued Contributor

Re: Nfcu cash rewards approved, Amex Hilton surpass declined


@jdxprs1 wrote:
Joined nfcu today. Approved for 24k for cash rewards at 11%.

Also apped for Amex Hilton surpass but was declined.

So far it looks like they only pulled transunion. It's my worst score at 665

Congrats

 

Message 7 of 8
AverageJoesCredit
Legendary Contributor

Re: Nfcu cash rewards approved, Amex Hilton surpass declined

Congrats on a stellar Navy approval. Apr is sweet too. Enjoy your smart choice of joining a great CUSmiley Happy
Message 8 of 8
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