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Nfcu , standard procedure or denied?

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Macdoll30
Valued Member

Nfcu , standard procedure or denied?

I applied for a navy fed cc online and got the 3-5 day message does that mean I'm denied or is this standard for them?
Message 1 of 11
10 REPLIES 10
myjourney
Super Contributor

Re: Nfcu , standard procedure or denied?


@Macdoll30 wrote:
I applied for a navy fed cc online and got the 3-5 day message does that mean I'm denied or is this standard for them?

May require more info/doc's 

Good luck 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 11
Mish0817
Regular Contributor

Re: Nfcu , standard procedure or denied?

Did you apply today? It's Sunday , I believe this could be why. I had 3-5 day msg and was approved just had to email my I'd in.


Eq 675
TU 681
Ex your guess is as goodas mine!

Nfcu Cash Rewards 15000, Nfcu nRewards Mc 15000, Walmart 600, Target 400, VS 650,Capital one 3750, Us Bank 300, Discover 4500,Citi DP 1500, Chase Freedom 2000. And I'm done...... no more cards just going to tend my garden
Message 3 of 11
Macdoll30
Valued Member

Re: Nfcu , standard procedure or denied?

I did it yesterday, sat
Message 4 of 11
watch44
Frequent Contributor

Re: Nfcu , standard procedure or denied?

I think it just means your app is going through a manual review. I got the 3-5 day message for both of my card apps, and I didn't need to send in anything. If memory serves, I apped on a Friday night and a Saturday afternoon and both were approved by Monday morning. But oddly, my LOC app for my highest limit was approved while I was on the phone (but I apped on a weeknight).

 

But anyway, it's not bad news. Just keep checking your secure messages (check status of pending loan application). They might even send a text to your phone if you gave them a mobile number. 

 

*Happy thoughts* *Happy thoughts* Cat Happy

  (Hover over pics for details) 
FICO:  TU 731 (05/14/14)   EX 749 (04/24/14)   EQ 684 (02/05/14)   Goal 700
FAKO:  TU 761 (05/20/14)   EX 761 (05/20/14)   EQ 743 (05/20/14)
Message 5 of 11
ChallyMan
Member

Re: Nfcu , standard procedure or denied?


@Macdoll30 wrote:
I applied for a navy fed cc online and got the 3-5 day message does that mean I'm denied or is this standard for them?

I applied in November 2012 with EQ of 575 and got same message.  Got 3K cashrewards after 2 day wait.

Message 6 of 11
Macdoll30
Valued Member

Re: Nfcu , standard procedure or denied?

Got the message today, I was APPROVED!! $5000 limit Smiley Happy
Message 7 of 11
09Lexie
Moderator Emerita

Re: Nfcu , standard procedure or denied?

Message 8 of 11
watch44
Frequent Contributor

Re: Nfcu , standard procedure or denied?

Woo-hoo! With that kind of initial limit, you're probably good to go for another card with Navy. What APR did they give you, btw?

  (Hover over pics for details) 
FICO:  TU 731 (05/14/14)   EX 749 (04/24/14)   EQ 684 (02/05/14)   Goal 700
FAKO:  TU 761 (05/20/14)   EX 761 (05/20/14)   EQ 743 (05/20/14)
Message 9 of 11
Macdoll30
Valued Member

Re: Nfcu , standard procedure or denied?

$5000 apr 10. Something
Message 10 of 11
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