Credit Cards Center Credit cards from our partners
Reply
Super Contributor
Posts: 6,677
Registered: ‎04-07-2008
0

Nice CLI from Target

[ Edited ]

About 5 months ago, I got a Target store card with a $500 CL. I tried to do a recon back then for a higher CL but got denied.

 

Just logged on today and saw my CL is now $700. I use the card maybe once a month for a starbucks.

 

Happy Holidays to me. This one comes after AMEX bumped my CL from $12K to $20K !!




Regular Contributor
Posts: 207
Registered: ‎11-26-2012
0

Re: Nice CLI from Target

Just curious if you dont mind , did you ask for the increase with amex?

 

I started out with 15000 and its been like 4 months and didnt know if I should ask for 20-25k

 

Also , was it automated or telephone

 

thanks

Established Contributor
Posts: 591
Registered: ‎05-05-2012
0

Re: Nice CLI from Target

Congrats on the increases, especially from Amex.

I'm surprised Target is giving out cli now, since i read that they never did before.

I guess Target is changing their rules.

 

Big congrats though. 

Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |
Super Contributor
Posts: 6,677
Registered: ‎04-07-2008
0

Re: Nice CLI from Target

[ Edited ]

lionsfan20 wrote:

Just curious if you dont mind , did you ask for the increase with amex?

 

I started out with 15000 and its been like 4 months and didnt know if I should ask for 20-25k

 

Also , was it automated or telephone

 

thanks


I did over a month ago but but flat out denied. I asked for $25K back then (12 months mark). Then about a week back, I logged on and saw my new limit was $20K. This one was an auto CLI. I didn't get any alert for a HP but didn't see any SP either.

 

The target one was auto




Frequent Contributor
Posts: 403
Registered: ‎02-01-2010
0

Re: Nice CLI from Target

Congrats! Super-nice bump from Amex!

Meg.

FICO: 4/2016 - TU 841 | EQ 840 | EX 837

FNBO 23,600 | Amex SPG 13,900 | Amex BCP 13,400 | Barclays/Sallie Mae13,000 | Discover IT 12,500 | Lowes 10,000 | PLOC 9,300 | NASA FCU 8,700 | Citi Simplicity 6,200 | BOA Platinum+ 6,000 | Achieva CU 5,500 | Chase CSP 5,000 | Sam's Club 3,000 | Sears 900
Highlighted
Frequent Contributor
Posts: 293
Registered: ‎05-01-2007
0

Re: Nice CLI from Target

[ Edited ]

I've been with Target a little over five years and noticed that every year they do a soft in October and credit limits are given are not. Today I logged in and noticed that they lowered my credit from 1K to 200. I called to close it but was told it was for non usage(last usage 10/2011), so things are changing over there because there were times I did not use the card well over a year with no adverse action.

Super Contributor
Posts: 6,677
Registered: ‎04-07-2008
0

Re: Nice CLI from Target


moonman wrote:

I've been with Target a little over five years and noticed that every year they do a soft in October and credit limits are given are not. Today I logged in and noticed that they lowered my credit from 1K to 200. I called to close it but was told it was for non usage(last usage 10/2011), so things are changing over there because there were times I did not use the card well over a year with no adverse action.


The most I have charged on it is about $50 but generally I charge about $10 a month on it.




Established Contributor
Posts: 619
Registered: ‎06-18-2007
0

Re: Nice CLI from Target

"I use the card maybe once a month for a starbucks."

 

Now you can use it for a starbucks and a cookie, too.

 

;o)

_________________________________________________________
Too many accounts; too many debts; lots of open credit, and lots of utilized credit. Scores somewhere in the 600s - I have no earthly idea exactly what number, but not 700 like it was, briefly.
Super Contributor
Posts: 6,677
Registered: ‎04-07-2008
0

Re: Nice CLI from Target


ChesterPDexter wrote:

"I use the card maybe once a month for a starbucks."

 

Now you can use it for a starbucks and a cookie, too.

 

;o)


LOL, yes I can order a cookie without maxing it out Smiley Happy




Valued Contributor
Posts: 2,802
Registered: ‎10-10-2012
0

Re: Nice CLI from Target

Congrats on the increase, very surprising! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.