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I think that Cap1's pre-qualified site uses reports that are 2 - 3 months old, so be patient.
@kugel wrote:
U guys think I have a shot to have soon or later a pre approval offer for the visa quick silver ? So far nothing
He had an offer on their preapproval site. It appeared just about eight months after his d/c. Also, when your Q1 hits the six months mark, even though you received a cli already, you will most likely still receive the $250 which is your credit steps increase. His fico 08 scores were in the 670's range, income is $78K, and his reported utilization was just around 5%. He charged large amounts, paid large amounts, and just kept repeating this. Cap One seems to really like usuage, and large payments.
Op, time is on your side. Just be patient, and take small, baby steps right now. If your stats are similar to his (you were just awarded a fantastic cli so that's very encouraging), I'd say you're on the right track to getting that Venture or QS in the not so distant future.
You're welcome!
That is awesome!!! Congrats OP!!
Im jealous. Everyones getting increases and im over hear still stuck at 400. Going on 9 months now. xD
"Four more months until 2 inquires fall off."
My Journey Thread: Wolfeyy's Journey/Timeline thus far...
Goal: 780s across the board(Accomplished!) | Util: under 3%
5/27/17 - TU: 789 | EX: 785 | EQ: 798
Discover IT - $11,000 | Citi DC - $5,200 | PenFed Cash Rewards - $2,500 | Cap1 QS1 - $2,300 | Barclay Rewards - $1,500
Paypal Credit - $1,000