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Nice cap1 cli on my quicksilver1

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kugel
Valued Contributor

Re: Nice cap1 cli on my quicksilver1

Thanks
he had a offer for the venture card or he just cold applied for it ?
Message 11 of 23
kugel
Valued Contributor

Re: Nice cap1 cli on my quicksilver1

Also wen I first got the card after a month I got a email saying ill get a credit line increas to 750$ At my fifth statement if i keep the account good
Will I get in the fifth months that$200 increas or ppl get more than that ?
Message 12 of 23
driftless
Valued Contributor

Re: Nice cap1 cli on my quicksilver1


@kugel wrote:
U guys think I have a shot to have soon or later a pre approval offer for the visa quick silver ? So far nothing
I think that Cap1's pre-qualified site uses reports that are 2 - 3 months old, so be patient.
CSR | Amex Platinum | EDP | QS (2)
Amex Blue Business Plus
Message 13 of 23
Anonymous
Not applicable

Re: Nice cap1 cli on my quicksilver1

He had an offer on their preapproval site.  It appeared just about eight months after his d/c.  Also, when your Q1 hits the six months mark, even though you received a cli already, you will most likely still receive the $250 which is your credit steps increase.  His fico 08 scores were in the 670's range, income is $78K, and his reported utilization was just around 5%.  He charged large amounts, paid large amounts, and just kept repeating this.  Cap One seems to really like usuage, and large payments.  

 

Op, time is on your side.  Just be patient, and take small, baby steps right now.  If your stats are similar to his (you were just awarded a fantastic cli so that's very encouraging), I'd say you're on the right track to getting that Venture or QS in the not so distant future.  

Message 14 of 23
kugel
Valued Contributor

Re: Nice cap1 cli on my quicksilver1

Thanks 😀
Message 15 of 23
Anonymous
Not applicable

Re: Nice cap1 cli on my quicksilver1

You're welcome! Smiley Very Happy

Message 16 of 23
JustinA
Frequent Contributor

Re: Nice cap1 cli on my quicksilver1

Did you just click the button online or talk to someone? In hindsight I'm kicking myself for taking the 100 CLI on all 3 cap1 cards.

Starting TU: 536
Starting EQ: 573
Goal: 640


Take the myFICO Fitness Challenge
Message 17 of 23
kugel
Valued Contributor

Re: Nice cap1 cli on my quicksilver1

I clicked online
Message 18 of 23
GirlMelanie89
Established Contributor

Re: Nice cap1 cli on my quicksilver1

That is awesome!!! Congrats OP!!

Bankruptcy discharged: May 2014 Starting Score: 571 Goal Score: 700
Current Score: 676 (EQ FICO) 674 (EX FICO) 662 (TU FICO)

Mortgage Loan Originator in Kentucky
Message 19 of 23
Wolfeyy
Regular Contributor

Re: Nice cap1 cli on my quicksilver1

Im jealous. Everyones getting increases and im over hear still stuck at 400. Going on 9 months now. xD

"Four more months until 2 inquires fall off."
My Journey Thread: Wolfeyy's Journey/Timeline thus far...
Goal: 780s across the board(Accomplished!) | Util: under 3%
5/27/17 - TU: 789 | EX: 785 | EQ: 798
Discover IT - $11,000 | Citi DC - $5,200 | PenFed Cash Rewards - $2,500 | Cap1 QS1 - $2,300 | Barclay Rewards - $1,500
Paypal Credit - $1,000

Message 20 of 23
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