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Regular Contributor
MissExcellentCredit
Posts: 248
Registered: ‎11-20-2010
0

Nordstrom Rocks!

So Im cleaning out my files one evening, and decide to call my Nordstrom card to see if I could get an increase. Had their store card for about a year, and always paid my bills in full every time, ON TIME. Never missed a payment.

 

So, I call and the lady (who was probably one of the nicest customer service reps I've talked too in a while) asked me a few questions, then asked how much I wanted. I said, well my current limit is 500, what about 1000? She said, are you sure? I said yeah, I don't want to be greedy. She came back in less than a minute and said, ok, you're approved. I was like, WOW, that was quick!

 

Then, I said, well I'm just curious...how is the Nordstrom visa different. She explained how it was different, and after about another 2 minutes of conversation, she came back and said, Congrats! You've been approved for the Nordstrom Visa with a 5000 limit. 

 

WOW!!!! So happy right now. Nordstrom rocks. And it pays to pay your bills on time. I never overspend (or at least try...at Nordstrom) and pay my bills on time. 

 

Just had to share the good news. 



Current 2013 Score: ScoreWatch Transunion: 737, ScoreWatch Equifax: 723, Nordstrom Equifax: 734
Goal Score for January 2014: 750-809 range



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Frequent Contributor
bostonte
Posts: 263
Registered: ‎10-04-2009
0

Re: Nordstrom Rocks!

So $500 store to $5,000 Visa after about a year? Awesome. Congratulations. Have you done much Nordstrom spending? Other people have reported lots of Nordstrom usage supposedly makes a big difference. Do you know if they did a new pull or just used internal information (or previous softs)?
Regular Contributor
MissExcellentCredit
Posts: 248
Registered: ‎11-20-2010
0

Re: Nordstrom Rocks!

Thanks.

 

Yep, From a $500 store card to a $5000 visa in about a year. 

 

No, I havent done much shopping.  I only shop about once a month, and when I do, it's under $200 each time.

 

They did a soft pull, so it didn't hurt my credit at all.



Current 2013 Score: ScoreWatch Transunion: 737, ScoreWatch Equifax: 723, Nordstrom Equifax: 734
Goal Score for January 2014: 750-809 range



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Valued Contributor
tntexans72
Posts: 1,071
Registered: ‎04-24-2008
0

Re: Nordstrom Rocks!

Love shopping at Nordstrom and congrats !!

Established Contributor
bamagirl1
Posts: 1,045
Registered: ‎12-30-2007
0

Re: Nordstrom Rocks!

Congrats that awesome!! I don't have a Nordie's card but i LOVE to shop there..

~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Established Contributor
JusdoNit
Posts: 921
Registered: ‎12-10-2011
0

Re: Nordstrom Rocks!

A $4500 increase rocks.  Are you keeping both cards or did you do a product change?

 

Very berry nice:smileywink:


Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800

If your outGo is more than your INcome than your UpKeep will become your downFALL.

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Regular Contributor
MissExcellentCredit
Posts: 248
Registered: ‎11-20-2010
0

Re: Nordstrom Rocks!

Thanks justdoit! The visa will replace the store card. This also helps my credit by not showing up as a new account. It will be the same account, just upgraded.



Current 2013 Score: ScoreWatch Transunion: 737, ScoreWatch Equifax: 723, Nordstrom Equifax: 734
Goal Score for January 2014: 750-809 range



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Established Contributor
kobe2012
Posts: 697
Registered: ‎03-16-2012
0

Re: Nordstrom Rocks!

Congrats!!!!!! I applied for a nordstrom visa but got denied.... I asked if they will consider me for regular store card and the CSR placed me on hold for a long time and she then said I'm gonna need to go to the store and show my license and then, they will check my application again... she said it won't be another pull since they already have my app on file.... do i have a shot on gettin approve???? I don't wanna be shut down in the store...


Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



Valued Contributor
Crashem
Posts: 3,096
Registered: ‎01-26-2012
0

Re: Nordstrom Rocks!

[ Edited ]

MissExcellentCredit wrote:

Thanks justdoit! The visa will replace the store card. This also helps my credit by not showing up as a new account. It will be the same account, just upgraded.


Can you confirm they didn't add new account and just upgraded old card on credit report (ie check credit report)?

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Valued Contributor
RockinRay
Posts: 1,947
Registered: ‎08-13-2007
0

Re: Nordstrom Rocks!

Very impressive indeed! Congrats!  :smileyhappy:

Ray

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