Reply
Frequent Contributor
Posts: 288
Registered: ‎08-24-2010
0

Nordstroms approved

I actually was approved a couple weeks ago over the phone. Applied online and got a letter saying I was denied because they couldn't verify info. So I called and was approved 1K store card.

Eventually I want to get the upgrade to visa sig and I need some advice on how to best use this card? Spend heavy or buy a few things per month and PIF?

I do most of my damage at the anniversary sale and coupled with the fact I live in Oregon and don't pay sales tax I make out with a lot of stuff.

Starting Score: 620 FAKO
Current Score: FICO TU 715 (wal-mart) FICO EQ 692
Goal Score: 700


Take the FICO Fitness Challenge
Community Leader
Senior Contributor
Posts: 26,694
Registered: ‎02-07-2013
0

Re: Nordstroms approved


mauwow0682 wrote:
I actually was approved a couple weeks ago over the phone. Applied online and got a letter saying I was denied because they couldn't verify info. So I called and was approved 1K store card.

Eventually I want to get the upgrade to visa sig and I need some advice on how to best use this card? Spend heavy or buy a few things per month and PIF?

I do most of my damage at the anniversary sale and coupled with the fact I live in Oregon and don't pay sales tax I make out with a lot of stuff.

Congrats there was a thread this morning about the big sale 

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012
0

Re: Nordstroms approved

Congrats on your new card!

I spend heavily and PIF on my Nordstrom card.  I started with a $1K limit in 2008 and after discovering this forum last year, decided to contact them about the signature card. They said my limit has to be at least $5K before I can upgrade to siggy.  So at that time they raised my limit to $2500. 

I am going to contact them again soon (maybe even today) to see about getting it raised again.



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Moderator
Posts: 27,122
Registered: ‎09-13-2012
0

Re: Nordstroms approved

They like heavy usage. You don't have to PIF but it can't hurt. You have to wait until your 7 mo to request a Cli /upgrade.
Frequent Contributor
Posts: 473
Registered: ‎02-11-2013
0

Re: Nordstroms approved


mauwow0682 wrote:
I actually was approved a couple weeks ago over the phone. Applied online and got a letter saying I was denied because they couldn't verify info. So I called and was approved 1K store card.

Eventually I want to get the upgrade to visa sig and I need some advice on how to best use this card? Spend heavy or buy a few things per month and PIF?

I do most of my damage at the anniversary sale and coupled with the fact I live in Oregon and don't pay sales tax I make out with a lot of stuff.

yeah.. they have some kid of strange system in place... i apped online, received the 7 day message.. I called and verified identify info and said they would mail me what they need.. they sent me a letter asking for me to verify my identity by sending in a bill and copy of my license.. I did and sent them a copy of my passport even.. STILL after all of that, they come back and say they can't verify my identity.. even after calling them.. of all my cards, see siggy, i've never had that happen.. i'm just a boring white guy with a boring name with no special credit file flags and I'm not a jr or a sr... still to this day, they never approved me..  It's nuts.. I was furious..

 

Citi Hilton Honors: $25,000 -- Chase Sapphire Preferred: $25,000 -- Amex PLat: $NPSL -- Amex Everyday Preferred: $10,000 -- Citi TY Premier World: $16,800 -- NWFCU: $7,500 -- Chase Amazon Rewards: $7,000 -- Citi Home Depot: $7,000 -- Citi AAdvantage Platinum Visa Sig: $5,000 -- Visa Black Card: $5,400 -- Discover IT: $8,000 -- AmexTrueEarnings: $10,000 -- Ethan AllenGE: $4000 -- Chase Slate: $2,500 -- CapOne Platinum: $2,500 -- CapOne Platinum: $2,500 -- AmazonGE: $2,200 -- Barclays BJs: $1,800 -- WalmartGE: $1,500 -- PenFed LOC: $500
Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
0

Re: Nordstroms approved

Grats!
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Senior Contributor
Posts: 3,835
Registered: ‎10-02-2012
0

Re: Nordstroms approved

Yay yeah! $1K is the initial CL they tend to give, which is okay since VISA Signature will be offered as time comes.

$1,200$1,000$500
Banking with Wells Fargo. No Delinquencies of any sort. Gardening Since 02-01-15.
EX FICO: ---, EQ FICO: ---, TU FICO: --- EX Inquiries:50, EQ Inquiries:34, TU Inquiries: --
Senior Contributor
Posts: 6,998
Registered: ‎01-05-2013
0

Re: Nordstroms approved

Congrats!

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Nordstroms approved


mauwow0682 wrote:
I actually was approved a couple weeks ago over the phone. Applied online and got a letter saying I was denied because they couldn't verify info. So I called and was approved 1K store card.

Eventually I want to get the upgrade to visa sig and I need some advice on how to best use this card? Spend heavy or buy a few things per month and PIF?

I do most of my damage at the anniversary sale and coupled with the fact I live in Oregon and don't pay sales tax I make out with a lot of stuff.

CONGRATS!!! :smileyhappy:

 

Best way to move up is to charge charge charge and PIF. 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
Posts: 288
Registered: ‎08-24-2010
0

Re: Nordstroms approved

Charging won't be an issue 😃. I'm a shoe man. Last years at the anniversary sale I walked out with 10+ pairs is shoes.

I got more shoes than the GF. In fact I've turned her into a shoeholic.

Starting Score: 620 FAKO
Current Score: FICO TU 715 (wal-mart) FICO EQ 692
Goal Score: 700


Take the FICO Fitness Challenge

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.