Congrats... but please.... please... go to the garden. Some have expressed concern about AA, and they are right. Now you have done one heck of a job, but it's time. It is time.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
@Shogun wrote:Congrats... but please.... please... go to the garden. Some have expressed concern about AA, and they are right. Now you have done one heck of a job, but it's time. It is time.
Thank you, I do appreciate everyone's concerns, I really do. I am in the garden for a very long time now... No more store cards, and any cards in the future if I get them will be majors only
@pizza1 wrote:
@Shogun wrote:Congrats... but please.... please... go to the garden. Some have expressed concern about AA, and they are right. Now you have done one heck of a job, but it's time. It is time.
Thank you, I do appreciate everyone's concerns, I really do. I am in the garden for a very long time now... No more store cards, and any cards in the future if I get them will be majors only
I think I've read this before... 
Dont get uncle Nixon upset! Its a rough scene
Congrats on Nordstrom's! It's on my list. I'm trying to wait until I'm finished gardening. Soooooo many shoes in there!
@Anonymous wrote:Congrats on Nordstrom's! It's on my list. I'm trying to wait until I'm finished gardening. Soooooo many shoes in there!
omg...I resisted as I walked out to my car, and of course had to go thru the show department to the parking garage, LOL... Such cute stuff right now!
@Anonymous wrote:
@kdm31091 wrote:I thought you were waiting until December for this? Last time I checked, it's still April. Besides the fact that maybe one week ago you said you were gardening for 2-4 years. You can do what you want, but you are clearly addicted and it's not good or healthy and I won't pretend like it is -- sugarcoating is not the way to go with this. I'm trying to help you.
Look, I want to say congrats for your success after BK. That is my compliment for this post.
My problem is you are doing way way way too much too soon. I will keep it simple and I mean this with all due respect. You are cruising. And cruising hard. For AA. We aren't just pulling this out of our behinds. You need to s-t-o-p STOP. If it means you get off this site for a break (and no, not 3 or 4 days) so be it. You are clearly addicted to apping and instead of egging you on I'm going to tell you the truth. It's a problem and it's something you need to do something about before THEY do something about it for you.
Good luck.
I don't usually agree with this guy. But when I do, It's for good cause.
Congratulations Pizza!
The thing to remember about Credit is, it is not life. It is a contract, an arrangement between the cardholder and a bank. We use it to transact, to borrow money and pay it back. That is all. The fact that someone gets a store card at a store they shop at, and wants to get a particular store card back after going through a trying time during BK, is that person's business only. The fact that person could go through that trying time, work their credit back to positive, and be able to get back with that bank or store, is commendable. All the commentators and prognosticators on here need to not project AA every time they turn around and see something more than they are doing. AA, CLD, closing accounts, they are not life either, they are part of changes in the contract between the bank and the cardholder. I went through them all. They are not fun, but they are not the end of the world either, they are merely a part of credit, a phase of credit, that some of us go through. No one can predict them. To continually badger someone about potential AA, is unseemly because the commenter has no knowledge of whether AA will arrive or not.
Congratulations Pizza! Nordstroms is an excellent card to have.
