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OMG!!! $10k Walmart Discover

Valued Contributor

Re: OMG!!! $10k Walmart Discover

Awesome increase!! Congratulations!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 11 of 45
Valued Contributor

Re: OMG!!! $10k Walmart Discover


jsickz32 wrote:

congrats. my walmart card sits at 150cl lol


Lmao

 

You win for lowest limit Smiley Happy

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 12 of 45
Established Contributor

Re: OMG!!! $10k Walmart Discover


Dustink wrote:

jsickz32 wrote:

congrats. my walmart card sits at 150cl lol


Lmao

 

You win for lowest limit Smiley Happy

 


lol it'll change.... very soon =x


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 13 of 45
Senior Contributor

Re: OMG!!! $10k Walmart Discover

Thanks distantarray. I'm glad to be at 700, but I bet I'd be at 710 or maybe even 750 if I got that removed. I have a few diff addresses I found to send them a letter, but idk. The same thing was the case with the other accounts. All opened before I was even old enough to open credit! Lmao. Meh
Thanks :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 14 of 45
Senior Contributor

Re: OMG!!! $10k Walmart Discover

Wait for four months, then I'd call for at least $1000 cl.

My Walmart started as a store version with an $800 limit!!
Gecrb grows like no other. I just use it for gas lolol!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 15 of 45
Established Contributor

Re: OMG!!! $10k Walmart Discover


youngandcreditwrthy wrote:
Thanks distantarray. I'm glad to be at 700, but I bet I'd be at 710 or maybe even 750 if I got that removed. I have a few diff addresses I found to send them a letter, but idk. The same thing was the case with the other accounts. All opened before I was even old enough to open credit! Lmao. Meh
Thanks :-)

if everything's deleted I'll be surprised if you don't have atleast a 770-780 tbh....   I got upto a 754 with a 1.2 year AAOA and only secured cards, only unsecured card was $400 kays jeweler card.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 16 of 45
Valued Contributor

Re: OMG!!! $10k Walmart Discover


Dustink wrote:

jsickz32 wrote:

congrats. my walmart card sits at 150cl lol


Lmao

 

You win for lowest limit Smiley Happy

 


yay! lmao. i only got this card for the free TU score. never used it and most likely wont either.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 17 of 45
Valued Contributor

Re: OMG!!! $10k Walmart Discover


youngandcreditwrthy wrote:
Wait for four months, then I'd call for at least $1000 cl.

My Walmart started as a store version with an $800 limit!!
Gecrb grows like no other. I just use it for gas lolol!

i wont ask for a cli cuz it be a waste of cl that i rather have on another CC.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 18 of 45
Senior Contributor

Re: OMG!!! $10k Walmart Discover

Ah but you should build it!!!!


Holy crap. Idk what I'd do if I had a 770 or 780.
My mom would prob beg me to co sign for a car or a mortgage-NEVER happening!
If it gets that high, I might just have to keep it a secret!!! Lol My aaoa is still like three years. I also have like $36k in student loans.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 19 of 45
Regular Contributor

Re: OMG!!! $10k Walmart Discover

It wouldn't be a waste since Walmart cli are soft pulls.
TU 746 (10/13)
GOAL: 750+






Message 20 of 45