01-17-2017 04:35 PM
Congrats pizza, I know you've been trying to get in with them for a while.
Thank you Willwar!!
Ive been trying for 3 1/2 years, but I hit the anaylst jackpot last night, LOL..
01-17-2017 04:36 PM
@Sean60099 this card does not fall in the 5/24 rule . Congrats Pizza this is awesome !
Thanks Aduke!! Still a little surreal..
01-17-2017 04:36 PM
Wow, well done there, enjoy
Thanks so much gdale!! Ill be treating this card very carefully, lol
01-17-2017 04:38 PM
Pizza, that is fantastic news. Congratulations.
Thank you ICS!!
Im still just like on a high...
01-17-2017 04:41 PM
Woohoo Pizza that's awesome! Way to be a master at reconing! Teach me your ways
Thank you SMC!!
Well, first you have to get an analyst willing to listen to you, then its all just about explaining your baddies, what youre doing now to ensure that what happened in the past wont repeat itself, etcccc, and why you want/need the card! Be prepared with answers to all their questions, even trying to explain why you have 25 new accts and 80 inq, lol..it all can be explained, LOL dont be afriad of recon!
01-17-2017 04:45 PM
BOOM! And that's how it's done...
Huge congrats my friend... you've worked hard, and now that work is paying off. I'm so happy for you - not only approved, but a great limit, too!
Again, huge congrats!
LOL!! Thank you my friend!! Everything is coming together nicely...though my reports are a trainwreck from it, LOL...
01-17-2017 04:46 PM
That's awesome!! Just goes to show there are no hard rules to a successful app.
May the force be with you!!😀
Thank you Gmood!!
The force was strong last night for sure! LOL..
01-17-2017 04:51 PM
This is epic. So happy for you.
BTW- How much did you burn them for and what did you say when they mention it?
Thank you sjt!!
You know I honestly dont remember, without going back and looking, but 9-10k probably..
She mentioned the BK, and I brought up that they were included, even though I knew she could see it in their system. I just explained what led up to it, and why it happened, what Im doing now to ensure history doesnt repeat itself, and I threw in some pleases, sorries, and give me another chance for good times as well. LOL.
01-17-2017 04:55 PM
congrats pizza! really impressive how well you've done post bankrutpcty! stick to your goals and keep up the good work!
How's youre experience with citi btw? did you burn them? were you able to get back in?
Thanks so much go-fico!!
Yes, Citibank was burned as well, and I have been able to get in with them...to a point.
Citi retail side loves me....legacy side hates me. For good reason too! Currently have the following Citi-
Citi Diamond secured MC- $300...graduates in December to their Diamond Preferred, which at that point Ill PC it the the DC. (legacy)
Home Depot- $12k
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