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OMG!!! Back w/ CHASE post BK! Amazon Visa!!!!

Super Contributor

Re: OMG!!! Back w/ CHASE post BK! Amazon Visa!!!!


pizza1 wrote:

myjourney wrote:

ROFLMAO ....

Pizza does any of this look familiar?

 

Jan 4th you said 

'' Id say my chances are actually pretty good. oh wait, I meant by 2023 my chances will be good, Smiley Wink hehehehe

 

idk....I still like like to throw out a Chase app every now and then, you know, to warm them up to my credit report, so its not such a shock when I go to recon, LOL..they been "conditioned", Smiley Wink''

 

I said 

Image result for falling off a cliff

Jan 17th exactly 13 days later 

Image result for wile e coyote gif

Congrats on making it a full 13 days and a new card 

Image result for wile e coyote cliff gif

Image result for that's all folks gif


LMAO!!!  hiiiiiiiiiiii!! I was wonderiing when my good friend would show up!!   hahahahaha You knew I was coming Smiley Tongue

 

Well...look at it this way, no more Chase apps for awhile since I got a card now! LOL..Yeah yeah see you in 15 days and if history tells me anything ...it's that in your case one usually leads to others ....to age HP's per you (whatever) been there heard that (next app to follow) Smiley Happy

 

I never promised to stay in the garden forever, and 13 days is quite the accomplishement for me! LOL Smiley Wink For some its a lifetime Smiley TongueSmiley Very Happy

 

Good thing the Garden is so good about welcoming people back! Smiley Wink

 

Do I need to check my PM's now for the real "congrats" ?  Smiley Happy Lol from the heart Congrats Pizza 


 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 71 of 118
New Contributor

Re: OMG!!! Back w/ CHASE post BK! Amazon Visa!!!!

Pizza, I want a slice of your pie lol I applied for this card on the 11th of this month and was denied, called recon and they said it was declined due to a delinquency on my account from 2014 for a student loan that I have since paid on the 7th of this month (it was a balance of $896 prior to paying it off) and then he cited my 9inq on Ex which I thought was silly. So idk if I should attempt to recon again or just give up.

2/12/17 Scores: EQ 661 TU 700 EX 684 Cards: AMEX PRG NFCU Signature Flagship Rewards $7k NFCU Cash Rewards $15k AMEX ED 10k Chase Amazon Prime Signature $2k AMEX BCE $1.4k Discover IT $1.7k Cap 1 Secured $500 Store Cards: Amazon $6k Google $4k Walmart $6k JCREW $4.2K Express $500 NYC $900 Loft $500 Victoria's Secret $550
Message 72 of 118
Community Leader
Super Contributor

Re: OMG!!! Back w/ CHASE post BK! Amazon Visa!!!!


myjourney wrote:

pizza1 wrote:

myjourney wrote:

ROFLMAO ....

Pizza does any of this look familiar?

 

Jan 4th you said 

'' Id say my chances are actually pretty good. oh wait, I meant by 2023 my chances will be good, Smiley Wink hehehehe

 

idk....I still like like to throw out a Chase app every now and then, you know, to warm them up to my credit report, so its not such a shock when I go to recon, LOL..they been "conditioned", Smiley Wink''

 

I said 

Image result for falling off a cliff

Jan 17th exactly 13 days later 

Image result for wile e coyote gif

Congrats on making it a full 13 days and a new card 

Image result for wile e coyote cliff gif

Image result for that's all folks gif


LMAO!!!  hiiiiiiiiiiii!! I was wonderiing when my good friend would show up!!   hahahahaha You knew I was coming Smiley Tongue

 

Well...look at it this way, no more Chase apps for awhile since I got a card now! LOL..Yeah yeah see you in 15 days and if history tells me anything ...it's that in your case one usually leads to others ....to age HP's per you (whatever) been there heard that (next app to follow) Smiley Happy

 

I never promised to stay in the garden forever, and 13 days is quite the accomplishement for me! LOL Smiley Wink For some its a lifetime Smiley TongueSmiley Very Happy

 

Good thing the Garden is so good about welcoming people back! Smiley Wink

 

Do I need to check my PM's now for the real "congrats" ?  Smiley Happy Lol from the heart Congrats Pizza 


 


ROFLOL!!!  

 

Stop it! Youre killing me, hahaha...

 

oh, MJ, good ole buddy of mine...I know you wuv me Smiley Happy 

(BK7 d/c-08/2013/FICO-400's) ~ 07/2017 FICO 08- EQ-669, TU-676, EX-681
Scores being held down by tons of INQ/New acts Smiley Wink
Message 73 of 118
Community Leader
Super Contributor

Re: OMG!!! Back w/ CHASE post BK! Amazon Visa!!!!


Blackswizz750 wrote:
Pizza , you showed what a recon is. Let's have a glass of wine.🎆🎆🎩🍕

Thank you Black!! 

 

I agree, lets have wine and celebrate! Smiley Happy

(BK7 d/c-08/2013/FICO-400's) ~ 07/2017 FICO 08- EQ-669, TU-676, EX-681
Scores being held down by tons of INQ/New acts Smiley Wink
Message 74 of 118
Community Leader
Super Contributor

Re: OMG!!! Back w/ CHASE post BK! Amazon Visa!!!!


Cpt-GargameL wrote:

Pizza, I want a slice of your pie lol I applied for this card on the 11th of this month and was denied, called recon and they said it was declined due to a delinquency on my account from 2014 for a student loan that I have since paid on the 7th of this month (it was a balance of $896 prior to paying it off) and then he cited my 9inq on Ex which I thought was silly. So idk if I should attempt to recon again or just give up.


HI Cpt!! 

 

9 inq?? (rolls eyes)...try 25 new accts and 80+.. They are just numbers!! LOL.. 

 

Id call back...call the senior analyst  line in the BD# thread, and recon that!! Keep calling back until you get one that will listen to you, and explain your situation.  Dont give up on just one call. If you have to recon 5 times, do it. I wish you much luck!! 

(BK7 d/c-08/2013/FICO-400's) ~ 07/2017 FICO 08- EQ-669, TU-676, EX-681
Scores being held down by tons of INQ/New acts Smiley Wink
Message 75 of 118
New Contributor

Re: OMG!!! Back w/ CHASE post BK! Amazon Visa!!!!

I will definitely give that a shot!!! 

 

Thanks, I had forgotten about the BD list and just called the regular lending department. I will report back on the outcome Smiley Happy

 

If you got in with all of those inqs and new accounts then I shouldn't have a problem. Hopefully I get someone who got it in this morning lol

 

Btw which one is the senior analyst #?

2/12/17 Scores: EQ 661 TU 700 EX 684 Cards: AMEX PRG NFCU Signature Flagship Rewards $7k NFCU Cash Rewards $15k AMEX ED 10k Chase Amazon Prime Signature $2k AMEX BCE $1.4k Discover IT $1.7k Cap 1 Secured $500 Store Cards: Amazon $6k Google $4k Walmart $6k JCREW $4.2K Express $500 NYC $900 Loft $500 Victoria's Secret $550
Message 76 of 118
Community Leader
Super Contributor

Re: OMG!!! Back w/ CHASE post BK! Amazon Visa!!!!


Cpt-GargameL wrote:

I will definitely give that a shot!!! 

 

Thanks, I had forgotten about the BD list and just called the regular lending department. I will report back on the outcome Smiley Happy

 

If you got in with all of those inqs and new accounts then I shouldn't have a problem. Hopefully I get someone who got it in this morning lol

 

Btw which one is the senior analyst #?


866-618-4585.....good luck!! Smiley Happy fingers crossed!! 

(BK7 d/c-08/2013/FICO-400's) ~ 07/2017 FICO 08- EQ-669, TU-676, EX-681
Scores being held down by tons of INQ/New acts Smiley Wink
Message 77 of 118
New Contributor

Re: OMG!!! Back w/ CHASE post BK! Amazon Visa!!!!

Do you think it would be smart to wait until the 23rd of this month to when my 15k CashRewards will update from 1k therefore bringing my utilization down to 30's in comparison to 90's when I had applied?

2/12/17 Scores: EQ 661 TU 700 EX 684 Cards: AMEX PRG NFCU Signature Flagship Rewards $7k NFCU Cash Rewards $15k AMEX ED 10k Chase Amazon Prime Signature $2k AMEX BCE $1.4k Discover IT $1.7k Cap 1 Secured $500 Store Cards: Amazon $6k Google $4k Walmart $6k JCREW $4.2K Express $500 NYC $900 Loft $500 Victoria's Secret $550
Message 78 of 118
Community Leader
Super Contributor

Re: OMG!!! Back w/ CHASE post BK! Amazon Visa!!!!


Cpt-GargameL wrote:

Do you think it would be smart to wait until the 23rd of this month to when my 15k CashRewards will update from 1k therefore bringing my utilization down to 30's in comparison to 90's when I had applied?


Um YES!! I would have never told you to recon if you had mentioned that earlier, LOL.. Yes! wait until your util is way down, and its reflected on your reports. Smiley Happy

(BK7 d/c-08/2013/FICO-400's) ~ 07/2017 FICO 08- EQ-669, TU-676, EX-681
Scores being held down by tons of INQ/New acts Smiley Wink
Message 79 of 118
Moderator

Re: OMG!!! Back w/ CHASE post BK! Amazon Visa!!!!

Congrats you!

 

What are you going to do with yourself once you scratch the remaining few lenders off your credit bucket list now that the Chase dragon has been slain? Smiley Happy

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


Take the myFICO Fitness Challenge
Message 80 of 118