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OMG CITI DIAMOND PREFERRED APPROVED!!!!

Senior Contributor

OMG CITI DIAMOND PREFERRED APPROVED!!!!

So after waiting almost two months...and several "reevaluations" with silly, uninformed CSRs...
Finalllly!!!! After a little verification... The Exec Offfice got me approved!!!

She said my limit is $5,000!
I'm assuming I got the 18 mos 0% interest!!

Idk what the apr is though :-/ she didn't know either...

Oh well, in the garden I shall remain!!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 1 of 12
11 REPLIES
Valued Contributor

Re: OMG CITI DIAMOND PREFERRED APPROVED!!!!

That's great, Congrats! See you in the garden. Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 2 of 12
Contributor

Re: OMG CITI DIAMOND PREFERRED APPROVED!!!!

CDP is a tiered product AFAIK, at 11.99 / 16.99 / 21.99, all variable against prime. Aside from the balance transfer (with a 3% fee) which isn't a bad deal IMO, the rewards program isn't much to speak of.

 

That said, congrats on being approved.

FICO 04 scores: 809 (EQ) 812 (EX) 818 (TU)

Amex Platinum NPSL - Citi HHonors Sig. $58k - BMW Ultimate $40k
Chase Sapphire Preferred $62k - Merrill Lynch + Signature $41k - USAA Rate Advantage $28k
NFCU Flagship Signature $50k - USAA Cash Rewards AMEX $28k
Citi Platinum Select / AAdvantage Signature $31k - Chase Amtrak Rewards World MC $41k

Message 3 of 12
Established Contributor

Re: OMG CITI DIAMOND PREFERRED APPROVED!!!!

Congrats! Very nice.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 4 of 12
Senior Contributor

Re: OMG CITI DIAMOND PREFERRED APPROVED!!!!

Thanks!
Yeah, I have plenty of everyday use, rewards accounts. I like the intro 0% on this card. I was going to pay off my $1500 balance on my Paypal account, but I can just save my cash and do a bt now lol!!

My next FICO goal is 720!!! I pretty much have all the credit I could ever want....

I will prob close an account or two... Maybe my Chevron card lol... Seeing as how I have about 20 open cards now lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 5 of 12
Senior Contributor

Re: OMG CITI DIAMOND PREFERRED APPROVED!!!!

Haha Customer Service says it'll be 21.99 after the 18 months!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 6 of 12
Valued Contributor

Re: OMG CITI DIAMOND PREFERRED APPROVED!!!!

Congrats! How exciting!! :-)
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
Message 7 of 12
Established Contributor

Re: OMG CITI DIAMOND PREFERRED APPROVED!!!!

SCORE!!!!!!!!Woman LOL


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Message 8 of 12
Valued Contributor

Re: OMG CITI DIAMOND PREFERRED APPROVED!!!!

Whohoo! Congrats! Diamond Preferred is a nice looking card and the 18 months no interest is nice!


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 9 of 12
Senior Contributor

Re: OMG CITI DIAMOND PREFERRED APPROVED!!!!

Thanks Les and Chnceit!!
Haha SCORE is right!!!!

Now I really need to focus on debt reduction and continuing to build my prime accounts! I hope my dismal 684 EQ Fico doesn't drop and lower when this new account reports!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 10 of 12