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OMG! I-Love-NFCU! UPDATE!

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Valued Contributor

Re: OMG! I-Love-NFCU!

Congrats!!!! I love NFCU so far myself.

 

Treat them well and they will treat you well.

Scores: about 700 across the board
Total CL: $275k
Message 21 of 28
Valued Contributor

Re: OMG! I-Love-NFCU!

Nice, Congrats! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 22 of 28
Valued Contributor

Re: OMG! I-Love-NFCU!

Grats.  Nice starting CL.  I may go for my second card with them (probably cash rewards) after refi.  Part of me though doesnt want to have so much in available credit as I dont want other lenders to be spooked by it Smiley Happy



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 23 of 28
Valued Contributor

Re: OMG! I-Love-NFCU!


Duncanrr wrote:

Grats.  Nice starting CL.  I may go for my second card with them (probably cash rewards) after refi.  Part of me though doesnt want to have so much in available credit as I dont want other lenders to be spooked by it Smiley Happy


i wonder if that could have an effect on me? I am an AU on my brothers AMEX which has a $33.3k limit.

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 24 of 28
Valued Contributor

Re: OMG! I-Love-NFCU!

lol, just got an email from NFCU about a secure message waiting for me. i logged in to check it out and it was just them congratulating me on my credit card approval. I do have a question though:  It said the APR is "prime plus 12.4%" what exactly does that mean? They gave me an APR of 15.65% and their site shows the cashRewards card with rates as low as 9.65%. So i'm assuming when they are referring to "prime plus 12.4% they aren't referring to their prime rates but the national average prime rate or something?

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 25 of 28
Established Contributor

Re: OMG! I-Love-NFCU!

Congrats!

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Message 26 of 28
Frequent Contributor

Re: OMG! I-Love-NFCU! UPDATE!

Congrats!!! Your fan club member number is 134556644. ;-)

Starting Score: 530
3-2013Score: TU 680 EQ 683 EXP 679 FAKO
Current Score (lender pull): TU 693 EQ 649 EXP 699 Lender Pull
Goal Score: 700


Take the FICO Fitness Challenge
Message 27 of 28
Valued Contributor

Re: OMG! I-Love-NFCU! UPDATE!


shorrttyycm1 wrote:
Congrats!!! Your fan club member number is 134556644. ;-)

lol, how'd i get that number? Smiley Very Happy

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 28 of 28