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Valued Contributor
Posts: 1,508
Registered: ‎08-30-2012
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Re: OMG! I-Love-NFCU!

Congrats!!!! I love NFCU so far myself.

 

Treat them well and they will treat you well.


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 712|EQ 695|EXP 723 (FICO)
What's in my wallet? Cap1 PLAT AU $4.25k; Cap1 QS AU $2k; NFCU Siggy $45k; $5k WalMart MC; CFNA Firestone $1.8k; Amazon $3k; NFCU Cash Rewards $22K; AMEX BCE $21k; NavCheck $15k; Lowe's $10k; Citi DP $7.7k; AMEX ED $8.5k; Chase Freedom $4.5k
Goal Score: 700 across the board.
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Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
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Re: OMG! I-Love-NFCU!

Nice, Congrats! :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
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Re: OMG! I-Love-NFCU!

Grats.  Nice starting CL.  I may go for my second card with them (probably cash rewards) after refi.  Part of me though doesnt want to have so much in available credit as I dont want other lenders to be spooked by it :smileyhappy:



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Valued Contributor
Posts: 1,919
Registered: ‎06-21-2012
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Re: OMG! I-Love-NFCU!

[ Edited ]

Duncanrr wrote:

Grats.  Nice starting CL.  I may go for my second card with them (probably cash rewards) after refi.  Part of me though doesnt want to have so much in available credit as I dont want other lenders to be spooked by it :smileyhappy:


i wonder if that could have an effect on me? I am an AU on my brothers AMEX which has a $33.3k limit.

| Walmart $5k | Amazon $5k | NFCU $20k | NLOC $15k | Lowes $17k | BoA $15k | Freedom $3k | IT $5.25k | CSP $5k | Marriott $5k | AMEX TE $18k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:714 TU:711
Goal Scores: 700
across the board
Valued Contributor
Posts: 1,919
Registered: ‎06-21-2012
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Re: OMG! I-Love-NFCU!

lol, just got an email from NFCU about a secure message waiting for me. i logged in to check it out and it was just them congratulating me on my credit card approval. I do have a question though:  It said the APR is "prime plus 12.4%" what exactly does that mean? They gave me an APR of 15.65% and their site shows the cashRewards card with rates as low as 9.65%. So i'm assuming when they are referring to "prime plus 12.4% they aren't referring to their prime rates but the national average prime rate or something?

| Walmart $5k | Amazon $5k | NFCU $20k | NLOC $15k | Lowes $17k | BoA $15k | Freedom $3k | IT $5.25k | CSP $5k | Marriott $5k | AMEX TE $18k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:714 TU:711
Goal Scores: 700
across the board
Established Contributor
Posts: 651
Registered: ‎08-07-2012
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Re: OMG! I-Love-NFCU!

Congrats!

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Frequent Contributor
Posts: 392
Registered: ‎03-29-2011
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Re: OMG! I-Love-NFCU! UPDATE!

Congrats!!! Your fan club member number is 134556644. ;-)

Starting Score: 530
3-2013Score: TU 680 EQ 683 EXP 679 FAKO
Current Score (lender pull): TU 693 EQ 649 EXP 699 Lender Pull
Goal Score: 700


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Valued Contributor
Posts: 1,919
Registered: ‎06-21-2012
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Re: OMG! I-Love-NFCU! UPDATE!

[ Edited ]

shorrttyycm1 wrote:
Congrats!!! Your fan club member number is 134556644. ;-)

lol, how'd i get that number? :smileyvery-happy:

| Walmart $5k | Amazon $5k | NFCU $20k | NLOC $15k | Lowes $17k | BoA $15k | Freedom $3k | IT $5.25k | CSP $5k | Marriott $5k | AMEX TE $18k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:714 TU:711
Goal Scores: 700
across the board
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