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Established Contributor
Pilotdude
Posts: 955
Registered: ‎02-02-2013
0

Re: OMG. I just got approved for AMEX BCP via Creditcards.com with prior AMEX CO!!!!

Congrats!!! Welcome to the BCP club!!!

NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Regular Contributor
solstice00
Posts: 153
Registered: ‎03-09-2013
0

Re: OMG. I just got approved for AMEX BCP via Creditcards.com with prior AMEX CO!!!!


LisaJ wrote:

Solstice, if you are in the garden, you need to weigh the risk/benefit. For me, I'd decided to app for something  (and I was also in the Garden--came out two months earlier than I intended to) and it was not a big risk (I really thought I was blacklisted with them!)  That being said, I exercised great patience for a long time and I do believe that is why it paid off.  I would post and ask for others' experiences with the site and research, which is what I did. 

 

Or it may be that I would have qualified anyway and the site is bogus.  I really do not know and am reluctant to advise or nudge. 


Youre right! No temptation.

:smileyhappy:



"Its your AAoA, Sir. It seems, Sir, that it is so short that i dont think it would hurt for it to get a little shorter"
Community Leader
Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
0

Re: OMG. I just got approved for AMEX BCP via Creditcards.com with prior AMEX CO!!!!

LisaJ That was such an amazing account of your experience I must admit I read it twice all the way to the end...Thanks for sharing as im sure it will empower and help someone 

else. Again I say WOW:smileywink:

 

 

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


Valued Contributor
Epcot
Posts: 2,789
Registered: ‎10-10-2012
0

Re: OMG. I just got approved for AMEX BCP via Creditcards.com with prior AMEX CO!!!!

That's great, Congrats on the approval!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Senior Contributor
lg8302ch
Posts: 3,049
Registered: ‎11-13-2012
0

Re: OMG. I just got approved for AMEX BCP via Creditcards.com with prior AMEX CO!!!!

just did it for the fun again...and wow...FirstSimmons in the exclusive offers? For once not only AX but I know that First Simmons would be a straight denial...they want a score of 800 but certainly not below 780.,,, if I would not be gardening I would waste a pull just for fun. straight denial for sure for an exclusive offer from creditcards.com for me?
FICO® EQ 791 (as of today) - TU 778 (11/28) * Fako EX 811 (12/02 - CS) * last app 12/16/14 * INQ last 2 yrs TU: 4, EX: 5, EQ: 3


Move the mouse over the cards for detailed view!..................................................................* Seedling Garden Club member *
Senior Contributor
lg8302ch
Posts: 3,049
Registered: ‎11-13-2012
0

Re: OMG. I just got approved for AMEX BCP via Creditcards.com with prior AMEX CO!!!!

[ Edited ]
congrats on your appoval but all,others proceed with care and common sense
FICO® EQ 791 (as of today) - TU 778 (11/28) * Fako EX 811 (12/02 - CS) * last app 12/16/14 * INQ last 2 yrs TU: 4, EX: 5, EQ: 3


Move the mouse over the cards for detailed view!..................................................................* Seedling Garden Club member *
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: OMG. I just got approved for AMEX BCP via Creditcards.com with prior AMEX CO!!!!

Just request $25k if you decide to! You want to avoid a financial review!
:-) congrats again!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: OMG. I just got approved for AMEX BCP via Creditcards.com with prior AMEX CO!!!!

I used to get Amex PRG and Platinum come up on creditcards.com

Now I just get c1 offers and FPB offers...meh :-/
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
2011beginnings
Posts: 296
Registered: ‎02-01-2013
0

Re: OMG. I just got approved for AMEX BCP via Creditcards.com with prior AMEX CO!!!!

What a success story and change of events. I read everything and am happy to welcome you to the Amex family.

Congratulations!
PenFed AMEX: $5500 | AMEX BCE: $8300 | AMEX E: $5000 | BofA BBR: $5000 | Discover It: $6500 | CSP: $11500 | CF: $5500 | Citi DIVIDEND: $5700 | CITI TYP: $4600 | BofA CR: $7500 | CAP ONE Q: $3000 |

TU: 722 / EX: 763 / EQ: 735
Frequent Contributor
LisaJ
Posts: 390
Registered: ‎11-06-2008
0

Re: OMG. I just got approved for AMEX BCP via Creditcards.com with prior AMEX CO!!!!

I really hope I am misreading some of the replies here that seem to suggest I am being dishonest in some way.  What exactly is it that seems "off?"

 

Because I really don't know why I would lie, mislead, or otherwise misrepresent myself.  I'm gathering that has happened here before, but this is not one of those times.

 

I may not participate here very much, but when I feel I have something to add, I try to do so. I searched for hours for stories of similar credit profiles to mine before apping and thought that I would contribute my story for anyone who might benefit from it. I lurk a lot and have been a forum member for 5 years.  I feel this approval is directly related to learning from this board, so I posted it.

 

FWIW, I never "confirmed" anything, and clearly stated that it was MY experience, and what I found when I researched it.  Likely, I would have been approved regardless. Approval to Amex may seem like a silly thing, but it was huge to me, hence my excitement.  I have been to hell and back with that CC company over the years; this was a win for me. As for FR, I am not worried about that either, since I was honest on my application.

 

I'll refrain from the snarky emoticons, but please feel free to ask me directly if you have question about my integrity. And if I have misread any intent, my apologies, but given that I teach high schoolers for a living, I am fluent in snark, so I highly doubt it.

 

I do get that my title was over the top--I was really that excited--if a mod would change it to "BCP Approval with Amex CO", or the like, I would appreciate it. I also realize that I still have some typos in my original post, but I'm sure any more editing by me would be misinterpreted. I apologize if it rambles.

 

 

 

WOW! EQ when I joined myFICO: 657. Ups and downs and a few bumps and bruises, but finally back over 700. Whew!


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