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OMG Navy ♥♥♥♥♥♥

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Anonymous
Not applicable

OMG Navy ♥♥♥♥♥♥

So I got a notification that my credit report changed this morning. I logged in to see that NFCU had increased my credit limit from $500 to $1000. I logged into NFCU to see if my nRewards had been unsecured (wasn't even expecting it for another month), and yes! They had released my $500 and doubled my limit!!!!

 

But wait, there's more...

 

So I hit the luv button, because what have I got to lose. I asked for a $10,000 limit, thinking maybe they'd give me $5000 (my highest card limit being $5100). But they approved me immediately for the full $10,000!!!!!!

 

I'm still in shock. lol

 

This army brat loves her some Navy Federal CU!

Message 1 of 17
16 REPLIES 16
alisadarrick
Regular Contributor

Re: OMG Navy ♥♥♥♥♥♥

Congrats.  You probably should have asked for more since they automatically gave you what your were asking for.

BK7 Meeting of Creditors 12/14 Discharged 2/15
EQ 630
EX 631
TU 653
Message 2 of 17
Anonymous
Not applicable

Re: OMG Navy ♥♥♥♥♥♥

Thanks! Yeah, I thought that too. But going from a $500 secured line to $10,000 unsecured ain't too bad for a day's work.

Message 3 of 17
alisadarrick
Regular Contributor

Re: OMG Navy ♥♥♥♥♥♥

Yep what you got was excellent.  I only said that because I learned from @Creditaddict (the NFCU specialist) that if they give you the amount you asked for and they don't counter offer you left $$$ on they table.  That's a lesson learned for both of us!

BK7 Meeting of Creditors 12/14 Discharged 2/15
EQ 630
EX 631
TU 653
Message 4 of 17
Anonymous
Not applicable

Re: OMG Navy ♥♥♥♥♥♥

Congrats OP!
Message 5 of 17
Creditaddict
Legendary Contributor

Re: OMG Navy ♥♥♥♥♥♥

go back and request $25k!

Message 6 of 17
Anonymous
Not applicable

Re: OMG Navy ♥♥♥♥♥♥

Awesome! Congratulations!

Message 7 of 17
Anomalous
Senior Contributor

Re: OMG Navy ♥♥♥♥♥♥

Congratulations!

Keep both your credit and your body in top shape!

Message 8 of 17
Anomalous
Senior Contributor

Re: OMG Navy ♥♥♥♥♥♥


@Creditaddict wrote:

go back and request $25k!


+1

Keep both your credit and your body in top shape!

Message 9 of 17
alextercero
Super Contributor

Re: OMG Navy ♥♥♥♥♥♥

Congrats

Current Credit Cards


Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (April 2024)


Credit Age:

Inquiries:

Message 10 of 17
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