OMG.. PENFED 9K APPROVAL!!!!!!!!!!!!!!

[JoeLuvsHisCredit]

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@LadyJEsq wrote:

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@JoeLuvsHisCredit wrote:

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@Anonymous wrote:

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@Anonymous wrote:
@Anonymous
I never really had credit. This past May I decided to pull my reports and face reality. The reality being having my SSN used by my father for many many years and not knowing. . So there were LOTS of collections on my report. I just been paying it all off and explaining the situation and thankfully a lot has been removed. So my scores really jumped when they were deleted.

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Ah, I see. Nothing I can repeat, then. I really don't have any cash to pay off any of mine since I took a 75% drop in my income recently. My scores are being held down by those collections I can't pay and the utilization I can't currently pay down other than the minimum payments.

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ME TOO instead of being my dad it was my MOTHER everytime I had great credit she always open up accounts in my name without me knowing. The last time I told if she ever does it again or just even try to I will put her azz in jail and she knows I would do it she has open up stuff in my brother.sister, grand parents, friends, aunts etc. But now she knows it's harder to open stuff up at different addresess etc

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What is up with parents opening up CCs in their children's name?! I had a similar problem and it truly is frustrating. 

Anyhoo, congrats OP, well done! 

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LadyJEsq

My mom feels like we owe her because she give birth to us and I said well mom I didn't ask to be born into this world and i said some more ugly things to her like you don't know who is my "real' father is. So  I think you can see what else I said lol. YES it's very sad that parents feel like they can use their kids etc

[LadyJEsq]

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@JoeLuvsHisCredit wrote:

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@LadyJEsq wrote:

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@JoeLuvsHisCredit wrote:

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@Anonymous wrote:

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@Anonymous wrote:
@Anonymous
I never really had credit. This past May I decided to pull my reports and face reality. The reality being having my SSN used by my father for many many years and not knowing. . So there were LOTS of collections on my report. I just been paying it all off and explaining the situation and thankfully a lot has been removed. So my scores really jumped when they were deleted.

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Ah, I see. Nothing I can repeat, then. I really don't have any cash to pay off any of mine since I took a 75% drop in my income recently. My scores are being held down by those collections I can't pay and the utilization I can't currently pay down other than the minimum payments.

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ME TOO instead of being my dad it was my MOTHER everytime I had great credit she always open up accounts in my name without me knowing. The last time I told if she ever does it again or just even try to I will put her azz in jail and she knows I would do it she has open up stuff in my brother.sister, grand parents, friends, aunts etc. But now she knows it's harder to open stuff up at different addresess etc

---

What is up with parents opening up CCs in their children's name?! I had a similar problem and it truly is frustrating. 

Anyhoo, congrats OP, well done! 

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LadyJEsq

My mom feels like we owe her because she give birth to us and I said well mom I didn't ask to be born into this world and i said some more ugly things to her like you don't know who is my "real' father is. So  I think you can see what else I said lol. YES it's very sad that parents feel like they can use their kids etc

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Holy sh*t!!! Mine too. And yes, I've had to say the same thing, exactly. I didn't ask to be born, so don't act like you did me any favors! 

[Anonymous]

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@Anonymous wrote:

I ALMOST SPIT MY COFFEE OUT!!

So earlier I posted in the rebuilding forum about my many recent denials since rebuilding.

@I decided to open up another savings account for my daughter today and had no intention of applying for anything. After being asked by the rep if I wanted to app for anything, I said "sure why not".., since I was about to hit the garden for about a year I figured may as well give it one last shot. He added all my info and said "hold on while I get a LO to view your app" followed by "nevermind, you got instant approval 9K @ 14.49" !! Let's say I was beyond shocked.

this may not be a big deal to most, but this is my first Major CC

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Congratulations! I can only imagine the feeling.

Which one they gave you, rewards, gold, everyday..?

[BronzeTrader]

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@Anonymous wrote:

I ALMOST SPIT MY COFFEE OUT!!

So earlier I posted in the rebuilding forum about my many recent denials since rebuilding.

@I decided to open up another savings account for my daughter today and had no intention of applying for anything. After being asked by the rep if I wanted to app for anything, I said "sure why not".., since I was about to hit the garden for about a year I figured may as well give it one last shot. He added all my info and said "hold on while I get a LO to view your app" followed by "nevermind, you got instant approval 9K @ 14.49" !! Let's say I was beyond shocked.

this may not be a big deal to most, but this is my first Major CC

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Give them some luv!

[Anonymous]

@cosmiami- thanks. Got the promise visa.

[Gregory1776]

You got the Promise? Why did you choose that? 👀❤

[Anonymous]

@gregory1776 

was cought off guard because I wasn't planning on apping for another denial. It was the first card that came to mind.. lol 

if I would have known I'd have definitely tried for power cash. I'll sit on this one for 6 months or so and then try for that one

[Mahraja]

no big deal are u kidding?approval is approval no matter what the starting limit congrats

[Anonymous]

Thank you.

[WowCool]

Congratulations!!!!!!!! Outstanding!!! Welcome to the Penfed Promise Family!! Nice SL !!! Enjoy your new card!!! Bravo !!!!