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Off the Discover blacklist

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9CLINE
Valued Contributor

Re: Off the Discover blacklist

Congrats 2 ya welcome back !!!!!

Message 11 of 23
Anonymous
Not applicable

Re: Off the Discover blacklist

Congrats! Welcome back to the discover family 😃🎉

Message 12 of 23
Country_Feller
Valued Contributor

Re: Off the Discover blacklist

AWESOME, Congratulations!!!
myFICO=EQ 702, TU 716, EX 743br>EQ=11//TU=15//EX=11/Util 14%. Gardening since 01/02/2017.


Message 13 of 23
Anonymous
Not applicable

Re: Off the Discover blacklist

Congrats on your approval!
Message 14 of 23
EW800
Valued Contributor

Re: Off the Discover blacklist

Pleased to hear that you got back in with them.  Congrats!  Smiley Happy

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 839; EQ8: 845; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 15 of 23
drboxing
Established Contributor

Re: Off the Discover blacklist

the same happened with me, included Discover in BK back in 2007, applied last month and was approved with a $1500 limit





Message 16 of 23
Anonymous
Not applicable

Re: Off the Discover blacklist

Is there even a set rule to their black list?

 

I had a chargeoff from them that is since paid off but I'm not sure if it's worth even trying to apply again.

Message 17 of 23
Anonymous
Not applicable

Re: Off the Discover blacklist

Understand your circumstances! I had a BK7 back in 2001 (business) and Discover denied me twice over the years. The BK dropped July 2011 and received and invitation to apply and was approved September 2011. Only took 10 years ;(

Message 18 of 23
OmarGB9
Community Leader
Super Contributor

Re: Off the Discover blacklist

Grats

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 19 of 23
Anonymous
Not applicable

Re: Off the Discover blacklist


@fot1 wrote:

I was approved for the  discover it card last month. I had burned Discover in BK long time ago, and never thought I would get back with them..


Grats. I believe I am on the blacklist however my reasons never state it specifically. However on the back of the letter it says past credit obligations so I believe that I may be on the blacklist.

Message 20 of 23
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