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Oh yeah! Cli to $20,000 on Paypal MC!!

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BearsAndTurtlesRtheBest
Senior Contributor

Re: Oh yeah! Cli to $20,000 on Paypal MC!!

You have HIGH CL on all GE cards which is awesome. How do you do it? Is it your income, credit history, ect.. According to your name your youngandcreitworthy. so how do you do it!?!?!?! I cant even be added as an AU due to lack of public records. Tell us your secret. hahha

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 11 of 21
youngandcreditwrthy
Senior Contributor

Re: Oh yeah! Cli to $20,000 on Paypal MC!!

I had a 670 something TU FICO at the time of initial approval. Now though, my FICOs range from 700-740'ish.

I really love GECRB; they have helped me get higher lines from most of my other creditors too.
Many of my GE and WFNNB accounts were some of my first in like 2007, and those lines have had a lot of time to grow! I do go on the occassional app spree though! Haha
The only thing I dislike about the Paypal MC is the interest rate!!! Haha
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 12 of 21
youngandcreditwrthy
Senior Contributor

Re: Oh yeah! Cli to $20,000 on Paypal MC!!

I just started building my credit when I was 18. I have low util; I have no missed payments on my credit history... There really is no fast or easy way.. I mean, I do have a higher income. I never have been added on as an AU to any account.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 13 of 21
BearsAndTurtlesRtheBest
Senior Contributor

Re: Oh yeah! Cli to $20,000 on Paypal MC!!

Lucky for you! I just turned 18 and have been added as an AU this month and hope to be in your feet by the time im in my 20's. Congrats on all your success, and thanks for sharing! Smiley Happy

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 14 of 21
CreditChampion
Frequent Contributor

Re: Oh yeah! Cli to $20,000 on Paypal MC!!

Can you please give us income too? Just so we can have an idea how much it played.....

Fico Scores:800+Club

Marvel MC 25K AMEX BCE 18K AMEX Blue Sky 13.6K AMEX BCE 13.5K AMEX Zync
NPSL(AU) Citi Double Cash 14.5K PenFed Plat Rewards 14.5K Citi Forward 10.3k Discover it 9.5K Wells Fargo Cash Back 7.2K BankAmericard Better Balance $700 Chase Freedom $500 Capital One Quicksilver $6K Capital One Platinum (AU) $500 Capital One Secured Card (AU) $251(Closed) PenFed PLOC 14K
PenFed Promise 5K
Message 15 of 21
youngandcreditwrthy
Senior Contributor

Re: Oh yeah! Cli to $20,000 on Paypal MC!!

sure.... It's almost $100k. So my total credit lines > my income.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 16 of 21
kevinjjc
Valued Contributor

Re: Oh yeah! Cli to $20,000 on Paypal MC!!


@youngandcreditwrthy wrote:
Be sure to call an underwriting number :-)

What number did you call?

Message 17 of 21
kobe2012
Established Contributor

Re: Oh yeah! Cli to $20,000 on Paypal MC!!

How is your paypal acct reporting??? how would lenders know that its a mastercard and not a store card??? Just curious cause i know chase doesnt count store cards on their approvals (correct me if im wrong) .... I finally have two 5k limits but only store cards and was wondering if this would help me on getting higher limits visa/MC

 


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 18 of 21
Exonumist
Established Contributor

Re: Oh yeah! Cli to $20,000 on Paypal MC!!


@kobe2012 wrote:
How is your paypal acct reporting??? how would lenders know that its a mastercard and not a store card??? Just curious cause i know chase doesnt count store cards on their approvals (correct me if im wrong) .... I finally have two 5k limits but only store cards and was wondering if this would help me on getting higher limits visa/MC

 


For me it reports as GECRB/PPXTRM.

Message 19 of 21
kobe2012
Established Contributor

Re: Oh yeah! Cli to $20,000 on Paypal MC!!


@Default4 wrote:

@kobe2012 wrote:
How is your paypal acct reporting??? how would lenders know that its a mastercard and not a store card??? Just curious cause i know chase doesnt count store cards on their approvals (correct me if im wrong) .... I finally have two 5k limits but only store cards and was wondering if this would help me on getting higher limits visa/MC

 


For me it reports as GECRB/PPXTRM.


Oh ok...i wonder if lenders know it's a MC


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 20 of 21
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