Omg Discover.........Apps Spree Continue.....**UPDATE"""

[nicholasyud]

Omg i think i getting insane about app itchy.......Long story short, after my 3 months tranunion report. My score in 689 wow almost break 700. So i decided to apps for 1 more card and its Discover :

App'd for Discover More right now at 2am my time, checked for TU Fico (689) and EQ (672 EQ Fico)  and just went for it. I used the link offer for $150 for 1000 spending in 3 months..... hoping they would pull TU , as I've read that somewhere in the blogosphere.... they pulled EQ or TU.

I'll stick to the facts - 

Timeline of events -

• 2am - Applied
•  Got 5-7 day message
• Asked to register an online access account 
• 3:10am - 4am - Obsessively checked the app status page to no avail......Website maintenance  researched this forum for similar scenario and what happened next, everyone who is asked to register got subsequently approved.
• Now i waiting here and dont even know if i been approved or not.
• Anyone got Discover backdoor number please PM ASAP. I think i went crazy. I need to stop get on this forum. I'm addicted........Wish me luck for my Discover. Going to call them the first thing in the morning.
• Will keep you guys updated....
• ""Nov 22: APPROVED FOR  $1700 with 3.9% APR. Will get my card about a week with 3.9% APR. HOORAYYYYYY I SO HAPPY ......Thank guys. Now I have to add my new Discover to my Signature""

[beb86]

return to the garden...haha you can try the backdoor but im not sure how that works with the holidays. I will assume someone will be there. good luck.

[Duncanrr]

Do you know which one they pulled?

[nicholasyud]

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@Duncanrr wrote:
Do you know which one they pulled?

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I dont know yet but will updated infor when i called in........I plan wait until 12 to call them.........

[nicholasyud]

They pull both of my TU and EQ . They said they closed for the holiday. Am i being denied ?? ;-( . Someone please PM me the backdoor just in case ;-(

[Duncanrr]

If they pulled both then you are probably boarder-line. I would call early tomorrow to check.

[SnackTrader]

I hope you are approved - but PLEASE take this as a sign that your profile is not ready for more cards.  A 689 FICO is still not ideally what lenders want to see, and all the recent accounts/inquiries are likely scaring them off.

You have set yourself up for a really good situation in a year from now after significant gardening.  But you need to wait the year to get there.  If it helps to stay off the forums, then I suggest you refrain from visiting.  We all want the best for you, so please let us know what other suggestions we can offer to help you out.

[trumpet-205]

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@Duncanrr wrote:
If they pulled both then you are probably boarder-line. I would call early tomorrow to check.

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+1

For Discover to pull more than one that means your credit right now is borderline. It can go either way.

[Epcot]

Hope for the best, but keep us posted. Waiting is horrible!

[nicholasyud]

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@SnackTrader wrote:

I hope you are approved - but PLEASE take this as a sign that your profile is not ready for more cards.  A 689 FICO is still not ideally what lenders want to see, and all the recent accounts/inquiries are likely scaring them off.

You have set yourself up for a really good situation in a year from now after significant gardening.  But you need to wait the year to get there.  If it helps to stay off the forums, then I suggest you refrain from visiting.  We all want the best for you, so please let us know what other suggestions we can offer to help you out.

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Thanks a lot guys........I promise its going to be my last apps ;-). Im just a lil bit drunk last night ;-(.They let me registered for my account so i guess im 75% approved. Maybe just need to go over with something Im going to call them the first thing in the morning.

Wish me luck again.......