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Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
0

Omg Discover.........Apps Spree Continue.....**UPDATE"""

[ Edited ]

Omg i think i getting insane about app itchy.......Long story short, after my 3 months tranunion report. My score in 689 wow almost break 700. So i decided to apps for 1 more card and its Discover :

 

App'd for Discover More right now at 2am my time, checked for TU Fico (689) and EQ (672 EQ Fico)  and just went for it. I used the link offer for $150 for 1000 spending in 3 months..... hoping they would pull TU , as I've read that somewhere in the blogosphere.... they pulled EQ or TU.

 

I'll stick to the facts - 

 

Timeline of events -

  • 2am - Applied
  •  Got 5-7 day message
  • Asked to register an online access account :smileyindifferent:
  • 3:10am - 4am - Obsessively checked the app status page to no avail......Website maintenance  researched this forum for similar scenario and what happened next, everyone who is asked to register got subsequently approved.
  • Now i waiting here and dont even know if i been approved or not.
  • Anyone got Discover backdoor number please PM ASAP. I think i went crazy. I need to stop get on this forum. I'm addicted........Wish me luck for my Discover. Going to call them the first thing in the morning.
  • Will keep you guys updated....
  • ""Nov 22: APPROVED FOR  $1700 with 3.9% APR. Will get my card about a week with 3.9% APR. HOORAYYYYYY I SO HAPPY ......Thank guys. Now I have to add my new Discover to my Signature""

Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Valued Contributor
Posts: 1,115
Registered: ‎10-31-2011
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Re: Omg Discover.........Apps Spree Continue........

return to the garden...haha you can try the backdoor but im not sure how that works with the holidays. I will assume someone will be there. good luck.

ccpics2.jpg
Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
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Re: Omg Discover.........Apps Spree Continue........

Do you know which one they pulled?


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
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Re: Omg Discover.........Apps Spree Continue........


Duncanrr wrote:
Do you know which one they pulled?

I dont know yet but will updated infor when i called in........I plan wait until 12 to call them.........

 


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
0

Re: Omg Discover.........Apps Spree Continue........

They pull both of my TU and EQ . They said they closed for the holiday. Am i being denied ?? ;-( . Someone please PM me the backdoor just in case ;-(


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
0

Re: Omg Discover.........Apps Spree Continue........

If they pulled both then you are probably boarder-line. I would call early tomorrow to check.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Valued Contributor
Posts: 1,597
Registered: ‎09-15-2012
0

Re: Omg Discover.........Apps Spree Continue........

I hope you are approved - but PLEASE take this as a sign that your profile is not ready for more cards.  A 689 FICO is still not ideally what lenders want to see, and all the recent accounts/inquiries are likely scaring them off.

 

You have set yourself up for a really good situation in a year from now after significant gardening.  But you need to wait the year to get there.  If it helps to stay off the forums, then I suggest you refrain from visiting.  We all want the best for you, so please let us know what other suggestions we can offer to help you out.


In My Wallet: Amex BCP (12/12) $32,000, Cap1 Quicksilver (6/12) $14,000, Chase CSP (4/14) $12,000, Barclaycard Rewards (5/13) $10,500, Citi Forward (12/12) $9,600, Chase Freedom (12/12) $5,000

Last App: April 2, 2014
Valued Contributor
Posts: 2,505
Registered: ‎11-11-2010
0

Re: Omg Discover.........Apps Spree Continue........


Duncanrr wrote:
If they pulled both then you are probably boarder-line. I would call early tomorrow to check.

+1

 

For Discover to pull more than one that means your credit right now is borderline. It can go either way.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: Omg Discover.........Apps Spree Continue........

Hope for the best, but keep us posted. Waiting is horrible!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
0

Re: Omg Discover.........Apps Spree Continue........

[ Edited ]

SnackTrader wrote:

I hope you are approved - but PLEASE take this as a sign that your profile is not ready for more cards.  A 689 FICO is still not ideally what lenders want to see, and all the recent accounts/inquiries are likely scaring them off.

 

You have set yourself up for a really good situation in a year from now after significant gardening.  But you need to wait the year to get there.  If it helps to stay off the forums, then I suggest you refrain from visiting.  We all want the best for you, so please let us know what other suggestions we can offer to help you out.


Thanks a lot guys........I promise its going to be my last apps ;-). Im just a lil bit drunk last night ;-(.They let me registered for my account so i guess im 75% approved. Maybe just need to go over with something Im going to call them the first thing in the morning.

Wish me luck again.......


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

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