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PC'd from 'Credit Steps' to QuickSilver!...via Chat

Established Contributor

PC'd from 'Credit Steps' to QuickSilver!...via Chat

I was recently and pleasantly surprised with an auto CLI on my Capital One Platinum 'Credit Steps'...from $300 to $2300! I've only had the card since October 2013 and was told the maximum increase by the 7th statement would only be $200 -- for a total credit line of $500. So what a surprise!

 

Today I decided to request that card be pc'd to a QS.....APPROVED via online chat! The new card, cashback and no APR benefits start in 7-10 days.

 

If you have 'Credit Steps' use the card almost up to the max and pay it off 100% by the statement cut date. Do this every month for 4 statements and you may get an early surprise too!  Smiley Happy

May 2013 Starting Scores: 540's-570's
July 2016 Scores: 654-705 ...No Lates, CA's or CO's, new car + high Util
Current Cards: SDFCU Secured ($300); Logix Secured ($500); Tobyhanna/Penfed FCU ($5000); NFCU CLOC ( $15,000); NFCU Refi ($18,144) Sony Visa ($3000); Apple PC'd to Rewards MC ($1200); Barclay Rewards MC ($1300); B&N ($500); Discover ($1000); 'Credit Steps' ($2300), QS One ($750);Care Credit ($9000); US Bank Platinum ($5000); Fifth Third SU2C ($3000); Kay's/Jared's ($4700); Target ($2000); Fingerhut/Gettington ($2250); **All my favorite retail cards ($61,000)..Luv'Em..they get heavy use!
17 REPLIES
Community Leader
Super Contributor

Re: PC'd from 'Credit Steps' to QuickSilver!...via Chat

Nice! Congrats!!
Established Contributor

Re: PC'd from 'Credit Steps' to QuickSilver!...via Chat

Thanks!

May 2013 Starting Scores: 540's-570's
July 2016 Scores: 654-705 ...No Lates, CA's or CO's, new car + high Util
Current Cards: SDFCU Secured ($300); Logix Secured ($500); Tobyhanna/Penfed FCU ($5000); NFCU CLOC ( $15,000); NFCU Refi ($18,144) Sony Visa ($3000); Apple PC'd to Rewards MC ($1200); Barclay Rewards MC ($1300); B&N ($500); Discover ($1000); 'Credit Steps' ($2300), QS One ($750);Care Credit ($9000); US Bank Platinum ($5000); Fifth Third SU2C ($3000); Kay's/Jared's ($4700); Target ($2000); Fingerhut/Gettington ($2250); **All my favorite retail cards ($61,000)..Luv'Em..they get heavy use!
Moderator

Re: PC'd from 'Credit Steps' to QuickSilver!...via Chat

Congrats Smiley Happy

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne
Mega Contributor

Re: PC'd from 'Credit Steps' to QuickSilver!...via Chat

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $13.5k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $4.85k / Citi DC (WMC) $7.1k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
New Contributor

Re: PC'd from 'Credit Steps' to QuickSilver!...via Chat

Congrats! Smiley Happy

Super Contributor

Re: PC'd from 'Credit Steps' to QuickSilver!...via Chat

Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Senior Contributor

Re: PC'd from 'Credit Steps' to QuickSilver!...via Chat

congrats


Regular Contributor

Re: PC'd from 'Credit Steps' to QuickSilver!...via Chat

Congrats!

Updated: Experian: 682 My Fico Equifax: 691 ('08) MyFico TU: 682 MyFico(06/20/2014)
Current Cards: NFCU CashRewards: $17,500/NFCU NavCheck $15,000/DC Premier MC: $15,000/DC Elite MC: $15,000/CareCredit: $10,000/Ritz Carlton $7,200/Total Rewards: $6,300/Marriott Rewards: $6,000/CSP: $6,500/Key2More Rewards: $5,000/Lowes $6,000/Barclays SallieMae $1,900/C1 Venture $3,000/C1 QS $2,000/Amazon SC $3,700/Discover IT $2,500/KeyBank LOC $1,500/Huntington Voice $1,000/ PayPal Extra $3,500/JCrew $4,850
Regular Contributor

Re: PC'd from 'Credit Steps' to QuickSilver!...via Chat

WTG!

Starting Score: 06/29/13 TU 579; EQ 585; EX 574
Current Score: 07/24/13 TU 645; EQ 668; EX 652
Goal Score: 740
Wells Fargo $700 / Merrick Bank $1000 / Fingerhut $1300 /
Gettington $1000 Walmart $600 HSN/1300 Express/700 Jcrew/1850
Jared $2000 Macys $2500 Bloomingdale $1000 Sony Card $1500
Amazon Store Card $900 Ann Taylor/880 American Airlines/1500 Shell/500 Capital One Quicksilver\ $500 Pier 1 $1500 \ Chase Zappos Visa $2500 Barclays Apple\$1200