cancel
Showing results for 
Search instead for 
Did you mean: 

PENFED promise visa approved

Valued Contributor

Re: PENFED promise approved above 40k by mahraja

That's a huge SL! Congrats!
American Express PRG__American Express BCE__Chase Amazon__Chase United TravelBank


Senior Contributor

Re: PENFED promise approved above 40k by mahraja


Mahraja wrote:

first of all i luv u all i am saying it from the very 1st day since i start posting i consider you guys my family and friends that is why i share all this shots and info with all of you here is the penfed promise card funny thing is i joined the penfed 3 months ago BUT was member for valor for 3 years so  after the valor merge into penfed i become senior member in one night lolzzzzzz luv u all working on something bigger than this SL my luv to all of u

 photo 126.jpg


Data points????

 

Scores, inquries, AAOA's? 

 

 

AMEX BCP $9000- DCU Platinum $10000- PenFed Power $11000- Chase FU $11700- AMEX EDP $15000- NFCU CLOC $15000- Chase CSP $18900- Discover IT Miles $20000- Penfed Promise $25000- NFCU Go Rewards $27100- Venture $28750 **As of 11/18/17** EX- 762(13) TU- 765(12) EQ- 731(14) UTI 8%- Clean Files
Valued Contributor

Re: PENFED promise approved above 40k by mahraja

Idk her scores but the INQs and AAOA have to be high/low with all the approvals she posts in the last month. Massive CLs/Approvals but iMO it will catch up-tho she herself admits she is unconventional with credit. All the more power to her.
FICO 08: TU= 776 (Nov) EQ= 764 (Nov) EX= 746 (Nov) Favorites: Discover It, USB Cash+, Amex PRG
Established Member

Re: PENFED promise approved above 40k by mahraja

In the "freedom unlimited" thread she did post that she's at "13/24 or more" but what is amazing is that since I have been lurker/member from December 2016 until now it would appear that she's definitely had more than 13 approvals in that space of time.
Super Contributor

Re: PENFED promise approved above 40k by mahraja

Lol, when did we discover Mahraja was female?
Valued Contributor

Re: PENFED promise approved above 40k by mahraja

I think maybe I thought that because of either something he/she said or because of the name..... but either way. I don't care what bathroom is used.
FICO 08: TU= 776 (Nov) EQ= 764 (Nov) EX= 746 (Nov) Favorites: Discover It, USB Cash+, Amex PRG
New Contributor

Re: PENFED promise approved above 40k by mahraja

Maharajas are male, a prince or king. 

BK13 DC 12/15
Scores @730 inq @20 as of 8/17
28k Venture One / 25k Marvel / 17k PF Rewards- 7k PF Promise -10k PLOC / 11k Discover / 17k Lowes / 10k NFCU CLOC / 8k BOA / 3k 5/3 Trio / 6k PPalC / 12.5k BC Aviator / 15k NFCU Plat
Established Contributor

Re: PENFED promise approved above 40k by mahraja

I would think the age of accounts and # of inq would kill most apps. . The op is statting she/he has a high Age of accounts but given  given the number of new accounts I dont get it.  The only thing I can think of is being an AU for another person like my mother who has cards dating back to the late 1940's and early 1950's.  I am sure my mother's card age is so old I could add ten new cards it would still be above 30 years .  Another chance would be Private Banking client and his/ her account manager is helping her get them.    I had a Lottery winner of $20Million  years ago as a client and even $20Million could not fix # inq. 

Valued Contributor

Re: PENFED promise approved above 40k by mahraja


Backwoods wrote:

I would think the age of accounts and # of inq would kill most apps. . The op is statting she/he has a high Age of accounts but given  given the number of new accounts I dont get it.  The only thing I can think of is being an AU for another person like my mother who has cards dating back to the late 1940's and early 1950's.  I am sure my mother's card age is so old I could add ten new cards it would still be above 30 years .  Another chance would be Private Banking client and his/ her account manager is helping her get them.    I had a Lottery winner of $20Million  years ago as a client and even $20Million could not fix # inq. 


I don't know how much to believe.. But i could see this if they had a large deposit at each bank they are applying for credit at.. Playing the relational game... but i dont know if even that would account for this ..... (Like a CD or some sort of investment product/high yield savings)

 

Established Contributor

Re: PENFED promise approved above 40k by mahraja

Joltdue, I thought of that too but look at the interest rate on of the cards big limit but 23or so % interest. Secured card I would think would be under 15%. Her/his rates are on the high side. Here at the Backwoods house we have cards go as low as 13.xx %