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@Mahraja wrote:first of all i luv u all i am saying it from the very 1st day since i start posting i consider you guys my family and friends that is why i share all this shots and info with all of you here is the penfed promise card funny thing is i joined the penfed 3 months ago BUT was member for valor for 3 years so after the valor merge into penfed i become senior member in one night lolzzzzzz luv u all working on something bigger than this SL my luv to all of u
Data points????
Scores, inquries, AAOA's?
Maharajas are male, a prince or king.
I would think the age of accounts and # of inq would kill most apps. . The op is statting she/he has a high Age of accounts but given given the number of new accounts I dont get it. The only thing I can think of is being an AU for another person like my mother who has cards dating back to the late 1940's and early 1950's. I am sure my mother's card age is so old I could add ten new cards it would still be above 30 years . Another chance would be Private Banking client and his/ her account manager is helping her get them. I had a Lottery winner of $20Million years ago as a client and even $20Million could not fix # inq.
@Anonymous wrote:I would think the age of accounts and # of inq would kill most apps. . The op is statting she/he has a high Age of accounts but given given the number of new accounts I dont get it. The only thing I can think of is being an AU for another person like my mother who has cards dating back to the late 1940's and early 1950's. I am sure my mother's card age is so old I could add ten new cards it would still be above 30 years . Another chance would be Private Banking client and his/ her account manager is helping her get them. I had a Lottery winner of $20Million years ago as a client and even $20Million could not fix # inq.
I don't know how much to believe.. But i could see this if they had a large deposit at each bank they are applying for credit at.. Playing the relational game... but i dont know if even that would account for this ..... (Like a CD or some sort of investment product/high yield savings)
Joltdue, I thought of that too but look at the interest rate on of the cards big limit but 23or so % interest. Secured card I would think would be under 15%. Her/his rates are on the high side. Here at the Backwoods house we have cards go as low as 13.xx %