PITIFUL Cap1 CLI

[Anonymous]

Every 3 days for the past month, I have been hitting the love button for a CLI on my Quicksilver. 

Capital One only wants to give me a $100 increase. I am currently at $1000 and the credit steps will kick in next month. 

I've only had the card since May, so it's been about 6 months & I guess I could use the card more since I moved all of my activity to my Amex for the bonus, .... but still, I would think I would be able to see more than just $100 everytime I try the love button. I think I might just give in before the credit steps increase happens. 

[sgs71]

Seems to be the thing w/ C1 the past few months.  $100-200 CLI....I've tried several times too and it's the same thing $100-200.  Other members have reported the same.

[Datx]

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@sgs71 wrote:

Seems to be the thing w/ C1 the past few months.  $100-200 CLI....I've tried several times too and it's the same thing $100-200.  Other members have reported the same.

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Hmm, this is very interesting. We all know things do change. A few months ago, Cap One would allow multiple approvals. Now, they only allow one card every 6 months. Could things have changed now with CLI as well? 

Most have reported higher CLI being approved because their Cap One card heavily and paid the card off multiple times. So this could be a reason why the OP has not gotten anything higher than a $100-$200 increase. 

How about you sgs71? Are you using your card heavily and paying it off?

[ralvarez2678]

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@Datx wrote:

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@sgs71 wrote:

Seems to be the thing w/ C1 the past few months.  $100-200 CLI....I've tried several times too and it's the same thing $100-200.  Other members have reported the same.

---

Hmm, this is very interesting. We all know things do change. A few months ago, Cap One would allow multiple approvals. Now, they only allow one card every 6 months. Could things have changed now with CLI as well? 

Most have reported higher CLI being approved because their Cap One card heavily and paid the card off multiple times. So this could be a reason why the OP has not gotten anything higher than a $100-$200 increase. 

How about you sgs71? Are you using your card heavily and paying it off?

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that worked on my first QS1 card as they approved me at $500 then jumped to $1k after 3 months then $2500 after 6 months. i applied for another QS1 and they gave me another $500 card and i used it like last card and only got a $100 increase after 3 months

[Datx]

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@ralvarez2678 wrote:

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@Datx wrote:

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@sgs71 wrote:

Seems to be the thing w/ C1 the past few months.  $100-200 CLI....I've tried several times too and it's the same thing $100-200.  Other members have reported the same.

---

Hmm, this is very interesting. We all know things do change. A few months ago, Cap One would allow multiple approvals. Now, they only allow one card every 6 months. Could things have changed now with CLI as well? 

Most have reported higher CLI being approved because their Cap One card heavily and paid the card off multiple times. So this could be a reason why the OP has not gotten anything higher than a $100-$200 increase. 

How about you sgs71? Are you using your card heavily and paying it off?

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that worked on my first QS1 card as they approved me at $500 then jumped to $1k after 3 months then $2500 after 6 months. i applied for another QS1 and they gave me another $500 card and i used it like last card and only got a $100 increase after 3 months

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Yikes. So in at least one case...maybe Cap One has changed their CLI amounts. 

[Random_idiot]

last month, they offered me 1k, and I accepted.

Gonna retry in 6 months.

[Anonymous]

Same here. Last CLI was $1000, this one was inly $300. We will see what happens next 6 month CLI!

[Anonymous]

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@Datx wrote:

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@sgs71 wrote:

Seems to be the thing w/ C1 the past few months.  $100-200 CLI....I've tried several times too and it's the same thing $100-200.  Other members have reported the same.

---

Hmm, this is very interesting. We all know things do change. A few months ago, Cap One would allow multiple approvals. Now, they only allow one card every 6 months. Could things have changed now with CLI as well? 

Most have reported higher CLI being approved because their Cap One card heavily and paid the card off multiple times. So this could be a reason why the OP has not gotten anything higher than a $100-$200 increase. 

How about you sgs71? Are you using your card heavily and paying it off?

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Not true. I recieved 2 Cap One cards in August. 24 days apart. QS and Venture One.

[Datx]

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@Anonymous wrote:

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@Datx wrote:

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@sgs71 wrote:

Seems to be the thing w/ C1 the past few months.  $100-200 CLI....I've tried several times too and it's the same thing $100-200.  Other members have reported the same.

---

Hmm, this is very interesting. We all know things do change. A few months ago, Cap One would allow multiple approvals. Now, they only allow one card every 6 months. Could things have changed now with CLI as well? 

Most have reported higher CLI being approved because their Cap One card heavily and paid the card off multiple times. So this could be a reason why the OP has not gotten anything higher than a $100-$200 increase. 

How about you sgs71? Are you using your card heavily and paying it off?

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Not true. I recieved 2 Cap One cards in August. 24 days apart. QS and Venture One.

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Not true in your case. But many have reported that Cap One has changed this recently. But I don't know if they waited 24 days like you did

[dallasareaguy]

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@Anonymous wrote:

Every 3 days for the past month, I have been hitting the love button for a CLI on my Quicksilver. 

Capital One only wants to give me a $100 increase. I am currently at $1000 and the credit steps will kick in next month. 

I've only had the card since May, so it's been about 6 months & I guess I could use the card more since I moved all of my activity to my Amex for the bonus, .... but still, I would think I would be able to see more than just $100 everytime I try the love button. I think I might just give in before the credit steps increase happens. 

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I would recommend NOT hitting the accept button for a tiny increase. One thing I have seen very consistent is that people who accept an increase prior to steps increase will only get the bare minimum steps increase. For those that didn't get a CLI before, it allows larger increases if allowed. My friend went from $500 --> $3500 (rejecting small increase offer) when steps hit... where as many people who accepted $100 increase got the minimum. I've seen this be the case across the board. You can do what you want and certainly YMMV but I would not accept a piddly $100 bucks for any reason personally.