@fury1995 wrote:Was gardening but I thought this was a good offer for a lower rate card with a good starting limit.
PNC Core Visa
$20,000 approved at 11.99%.
0% for 18 months on purchases
0% for 18 months for balance transfers with 3% fee
Lowest rate advertised on this card is 9.99% and best 0% promo advertised is for 15 months. This promotion was targeted, no prior relationship.
They are super conservative but a $20K?!? What are your scores and which CR did they pull?
⋅ INQs: 6
@ddemari wrote:
@12njoy wrote:
@ddemari wrote:PNC is conservative in my experience. I opened a savings account with them to be on their radar, 8 months and still no offers for me online lol.
Right I must resist
I think you should resist. I would use the EX hit somewhere else lol.
They'll pull TU for me when EX is on ice. However, I got EX thawed until tomorrow due to overstock application so won't be doing PNC because their first choice is EX.
(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
@ddemari wrote:i have a applied a few times and it has always been EX. now if they pulled Tu for u, it might be a different story.
Ice that EX. I applied 3 times. Once I forgot EX was open and they got me. The other two times EX was on ice and they went TU on me
@ddemari wrote:PNC is conservative in my experience. I opened a savings account with them to be on their radar, 8 months and still no offers for me online lol.
Don't feel bad ddemari! I've banked with them for over 4yrs now and have a secured card with them which has always been PIF except once (when I paid the minimum on the due date and the remainder the following date - they wouldn't even refund that interest charges as a courtesy (like First Progress did when an error occurred with a payment and I was charged a late fee and interest)). I have ZERO offers from them. Once (recently actually), I had a "we may have an offer for you" that I clicked on, only to see, there are no offers for you! Asses! 
