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i guess I should add data points.
745 EX (their letter)
16 IQ's on EX
Highest line $25K (Navy)
New this year.. Nordstroms $7.5K, Cap One $25K X 2, Amex ED $26K, Barclay $8K
Total open credit just under $400K
PNC bank approved me for checking online, but went through a whole series of security steps. Us bank wouldnt approve me a checking account online but approved me in branch only to 6 weeks later send me a later stating they are closing my account due to terms and conidtions of their stand checking account, which I didnt violate, they really hate me.
I have two 5/3 credit cards, cash rewards and real life world mastercards. I heard you cant have more than 2 cards with them, and total exposure is 25k.
@fury1995 wrote:i guess I should add data points.
745 EX (their letter)
16 IQ's on EX
Highest line $25K (Navy)
New this year.. Nordstroms $7.5K, Cap One $25K X 2, Amex ED $26K, Barclay $8K
Total open credit just under $400K
Now I can come close but they denied me.
725 now but was as high as 740 back then
8 TU inquiries
Highest lines were 30k
Total open credit was around 300-400k
I think they must have did a SP on EX
@ddemari wrote:PNC bank approved me for checking online, but went through a whole series of security steps. Us bank wouldnt approve me a checking account online but approved me in branch only to 6 weeks later send me a later stating they are closing my account due to terms and conidtions of their stand checking account, which I didnt violate, they really hate me.
I have two 5/3 credit cards, cash rewards and real life world mastercards. I heard you cant have more than 2 cards with them, and total exposure is 25k.
Interesting. I wasted two HP's for nothing trying to get another card with them. I have the Standup at 10k and Real life at 8k. No more love from them since
@ddemari wrote:
Wasted *
Now that I think about it both denials said the same thing about I have the max credit they can offer me
the application i submitted said they couldnt verify my identity and i even logged into my account to apply for that card. The second card I didnt log into my account and apply from, i just did it from their landing page. So when I receieved that denial letter, they pulled Tu and I had a lot of accounts new etc. i didnt recon it. but when i applied again it swirled out of control and said application cant be processed please contact us to proceed. thats when I found out the policy from someone on here, at least they didnt had pull me that time.
cards have been open for almost a year, no luv from them ever