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PNC Bank $20K 11.99% plus 0% for 18 months

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B335is
Moderator Emeritus

Re: PNC Bank $20K 11.99% plus 0% for 18 months

I wish I could try for another 5/3 card but I'll have to settle for my SU2C card since I'm out of their footprint as well.
Message 31 of 66
fury1995
Valued Contributor

Re: PNC Bank $20K 11.99% plus 0% for 18 months

i guess I should add data points.

 

745 EX (their letter)

16 IQ's on EX

Highest line $25K (Navy)

 

New this year.. Nordstroms $7.5K, Cap One $25K X 2, Amex ED $26K, Barclay $8K

 

Total open credit just under $400K

August 28, 2023 FICO 8

August 28, 2023 FICO BankCard 8

August 28, 2023 FICO Auto 8

citi-costco-ImgurCiti-Double-Cash
Message 32 of 66
ddemari
Super Contributor

Re: PNC Bank $20K 11.99% plus 0% for 18 months

PNC bank approved me for checking online, but went through a whole series of security steps. Us bank wouldnt approve me a checking account online but approved me in branch only to 6 weeks later send me a later stating they are closing my account due to terms and conidtions of their stand checking account, which I didnt violate, they really hate me. 

 

I have two 5/3 credit cards, cash rewards and real life world mastercards. I heard you cant have more than 2 cards with them, and total exposure is 25k. 

Message 33 of 66
12njoy
Super Contributor

Re: PNC Bank $20K 11.99% plus 0% for 18 months


@fury1995 wrote:

i guess I should add data points.

 

745 EX (their letter)

16 IQ's on EX

Highest line $25K (Navy)

 

New this year.. Nordstroms $7.5K, Cap One $25K X 2, Amex ED $26K, Barclay $8K

 

Total open credit just under $400K


Now I can come close but they denied me.

 

725 now but was as high as 740 back then

8 TU inquiries

Highest lines were 30k

 

Total open credit was around 300-400k

 

I think they must have did a SP on EX

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 34 of 66
12njoy
Super Contributor

Re: PNC Bank $20K 11.99% plus 0% for 18 months


@ddemari wrote:

PNC bank approved me for checking online, but went through a whole series of security steps. Us bank wouldnt approve me a checking account online but approved me in branch only to 6 weeks later send me a later stating they are closing my account due to terms and conidtions of their stand checking account, which I didnt violate, they really hate me. 

 

I have two 5/3 credit cards, cash rewards and real life world mastercards. I heard you cant have more than 2 cards with them, and total exposure is 25k. 


Interesting.  I wasted two HP's for nothing trying to get another card with them.  I have the Standup at 10k and Real life at 8k.  No more love from them since

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 35 of 66
ddemari
Super Contributor

Re: PNC Bank $20K 11.99% plus 0% for 18 months

I was an app when I found that out too. No where does it easily say that I have been able to find on their application u can only have 2 products
Message 36 of 66
ddemari
Super Contributor

Re: PNC Bank $20K 11.99% plus 0% for 18 months

Wasted *
Message 37 of 66
12njoy
Super Contributor

Re: PNC Bank $20K 11.99% plus 0% for 18 months


@ddemari wrote:
Wasted *

Now that I think about it both denials said the same thing about I have the max credit they can offer me

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 38 of 66
ddemari
Super Contributor

Re: PNC Bank $20K 11.99% plus 0% for 18 months

the application i submitted said they couldnt verify my identity and i even logged into my account to apply for that card. The second card I didnt log into my account and apply from, i just did it from their landing page. So when I receieved that denial letter, they pulled Tu and I had a lot of accounts new etc. i didnt recon it. but when i applied again it swirled out of control and said application cant be processed please contact us to proceed. thats when I found out the policy from someone on here, at least they didnt had pull me that time. 

Message 39 of 66
ddemari
Super Contributor

Re: PNC Bank $20K 11.99% plus 0% for 18 months

cards have been open for almost a year, no luv from them ever

Message 40 of 66
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