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So, I was going to wait a couple of months to app for this as this was going to be my final and last application for quite some time. But, I pulled the trigger and was approved for the max, 20K Visa/PSL combo! Looks like all I will really have left to do is request my Amex 3x CLI and I will be gardening for quite some time. My final card will be a CSP Mastercard, but I will not app for that for some time (maybe a year or longer). I will probably sock the Freedom card (crap limit - their loss ) until better rewards pop up and give PSECU a little love and as always keep my AMEX as my primary cards.
@Anonymous wrote:So, I was going to wait a couple of months to app for this as this was going to be my final and last application for quite some time. But, I pulled the trigger and was approved for the max, 20K Visa/PSL combo! Looks like all I will really have left to do is request my Amex 3x CLI and I will be gardening for quite some time. My final card will be a CSP Mastercard, but I will not app for that for some time (maybe a year or longer). I will probably sock the Freedom card (crap limit - their loss ) until better rewards pop up and give PSECU a little love and as always keep my AMEX as my primary cards.
CONGRATS!!!!
Awesome CL!!
@Anonymous wrote:So, I was going to wait a couple of months to app for this as this was going to be my final and last application for quite some time. But, I pulled the trigger and was approved for the max, 20K Visa/PSL combo! Looks like all I will really have left to do is request my Amex 3x CLI and I will be gardening for quite some time. My final card will be a CSP Mastercard, but I will not app for that for some time (maybe a year or longer). I will probably sock the Freedom card (crap limit - their loss ) until better rewards pop up and give PSECU a little love and as always keep my AMEX as my primary cards.
Congrats !!
Is the EX score in your sig a FICO?
I would do that if I needed another card, but I don't. And the PSECU card has no rewards.... I have always wondered about this. I have cards with lower APR -and- rewards, so the only benefit to applying would be to have another big credit line on my credit reports..... but my util is already just fine, so I think I will save this app for the time PSECU comes out with a rewards Visa.
@CS800 wrote:
@Anonymous wrote:So, I was going to wait a couple of months to app for this as this was going to be my final and last application for quite some time. But, I pulled the trigger and was approved for the max, 20K Visa/PSL combo! Looks like all I will really have left to do is request my Amex 3x CLI and I will be gardening for quite some time. My final card will be a CSP Mastercard, but I will not app for that for some time (maybe a year or longer). I will probably sock the Freedom card (crap limit - their loss ) until better rewards pop up and give PSECU a little love and as always keep my AMEX as my primary cards.
Congrats !!
Is the EX score in your sig a FICO?
Thanks all!
CS800,
Yes that is my EX Fico score in my sig.
I primarily app'd for the low APR rate and high CL because my total CL is only 8.5k w/o the card. I don't usually carry a balance but should the need ever arise and I don't have a 0% promo left on my cards.
@gettnthere wrote:
CONGRATS! That's awesome they gave u 20k. If u dont mind my asking, do you have a high income or average?
Im interested to know as well. I'd like to get up to 15K or so bu feel as if they want high income to do that.
Seems like they max out their VISA/PSL at 20/20.
Wouldnt mind this in the future.
Average income but lots of assets. The max I could request for the combo was 20k, so I figured I would ask for it and let them counter to maximize my limit. They never countered and approved for the full 20k.