Hi all!! I am so stoked right now! I apped for a Walmart card back in September, denied most likely due to my low credit score then and utilization on my cards, plus I had some negative accounts. I have been keeping my eye on the Paypal Cashback card and cleaned up my report. Lowered utilization, got the negative deleted from my report and finally decided to bite the bullet and apply for the Paypal Cashback card today and got approved for $2k! This is my highest SL! I started rebuilding in March of this year and at that time was only approved for secured cards and a Total Visa card which, of course, had ridiculous fees. I am planning to close the Total Visa card and any secured cards not benefiting me. From what I have read on here, Synchrony is generous with CLI so let's hope I can grow with this card. Oh, my TU Fico 8 is 672. This is a long way from mid-500s when I started rebuilding back in March.
