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Paypal Credit Approved

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Creditcurious74
Frequent Contributor

Paypal Credit Approved

Applied for paypal credit with a start line $1001.00 is it possible I can call them to increase or should I wait? Also I need clarification, This account will not reflect on my credit report. I don't know if they did a SP or HP

 

Any information will be appreciated.

Message 1 of 22
21 REPLIES 21
chalupaman
Super Contributor

Re: Paypal Credit Approved

It's a HP and it doesn't report so it's a hidden TL. In order to get your limit higher, you'd have to buy something greater than what you have as your CL and see if they will approve that or not. It's not like with other Comenity accounts where there's a CLI button.

 

Congrats.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 2 of 22
Anonymous
Not applicable

Re: Paypal Credit Approved

congrats on your approval!!!

Message 3 of 22
creditFiend
Established Contributor

Re: Paypal Credit Approved

HP, but should not reflect on CR.
I was denied BML during one of my sprees earlier this year for too many inquiries. I wanted it for the hidden trade.
Congratulations to you!!
Last app: 2/21/2016
Amex PRG (NPSL)| Amex Hilton Surpass ($17.6K)| Barclays Arrival WEM ($13K)| Barclays SM ($11K)| Capital One QS ($15K)
CareCredit (15.6K)| Chase CSP ($12K)| Chase Hyatt ($5K)| Chase FU VS ($7K)| Chase Ritz ($16.7K)| Citi DC ($2.4K)
Discover It ($4K)| Lowe's ($17K)| MSUFCU ($5K)| Nasa FCU ($20K)| Navy Cash Rewards ($20K)| Navy CLOC ($15K)
PenFed Thrifty ($500)| USAA Rate Advantage ($7K)
Message 4 of 22
Anomalous
Senior Contributor

Re: Paypal Credit Approved

Congratulations on the approval!

Keep both your credit and your body in top shape!

Message 5 of 22
Creditcurious74
Frequent Contributor

Re: Paypal Credit Approved

Thanks guys. does anyone know what bureau they use

Message 6 of 22
chalupaman
Super Contributor

Re: Paypal Credit Approved


@Zelaya wrote:

Thanks guys. does anyone know what bureau they use


They pulled EQ for me. 

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 7 of 22
uswala
Senior Contributor

Re: Paypal Credit Approved

Congrats on the approval!

Message 8 of 22
Anonymous
Not applicable

Re: Paypal Credit Approved

They pulled EQ for me also! I love that I doesn't report!
Message 9 of 22
abbafan
Regular Contributor

Re: Paypal Credit Approved

PayPal Smart Connect reports to all 3 agencies.

Discover IT $15500, Barclay Rewards $12380, Barclay Ring $13000, Cap1 Savor $7250, Chase Freedom Unlimited $9000, Best Buy Visa $12000 , Bethpage Low Rate MC - $9000, Bethpage LOC - $15000, CITI Double Cash - $21000
EQ 783
TU 798
EX 767
Message 10 of 22
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