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Established Member
Posts: 10
Registered: ‎04-16-2016

Pen Fed Power Cash!

Hello Fellow Fico Fans!  First post here after lurking a looooooooong time.  I wanted to thank all who have posted on this super cool site, I have learned much from all of you.  I am just completing my first year of rebuild after a few years out of the credit game and today on my second attempt was approved at pen fed!  Got 5000 SL with a Fico 8 Equifax of 663, they did not send the email with Nexgen score yet but last time it was 28 points higher than the Fico 8.  7 inq last six months 12 in last 12. 

 

This post is not about the approval but really about saying thanks for what I have learned on here and how it has helped me to make some good choices.  A milestone today, closed Credit One this morning, approved Pen Fed this afternoon.  Good Luck to all !

Frequent Contributor
Posts: 343
Registered: ‎02-11-2015
0

Re: Pen Fed Power Cash!

Congratulations on your approval and decent starting limit. Curious, what type of APR did you get?

 

EX08: 718 (19)inqs, TU08: 722 (6)inqs, EQ08: 727 (16)inqs. 4% util., $126,950 spread across 8 cards. THE DIRT: (1) settled BofA acct-01/11, F/C-01/12, (1) 60 days late-9/13, (2) 30 days late-7/13 as of 5/20/17
Established Member
Posts: 10
Registered: ‎04-16-2016
0

Re: Pen Fed Power Cash!

I got 17.99, not suprised have some derogs.  Just happy to be in!  Thank you

Established Contributor
Posts: 502
Registered: ‎01-16-2016
0

Re: Pen Fed Power Cash!

Welcome to the forum an especially welcome to the PenFed family. You are welcomed by both. Congrats. 🎉🎊🎈🍾 

Established Member
Posts: 10
Registered: ‎04-16-2016
0

Re: Pen Fed Power Cash!

Thank you Miesterbro!

Valued Contributor
Posts: 2,089
Registered: ‎02-14-2016

Re: Pen Fed Power Cash!


Lowapr wrote:

Hello Fellow Fico Fans!  First post here after lurking a looooooooong time.  I wanted to thank all who have posted on this super cool site, I have learned much from all of you.  I am just completing my first year of rebuild after a few years out of the credit game and today on my second attempt was approved at pen fed!  Got 5000 SL with a Fico 8 Equifax of 663, they did not send the email with Nexgen score yet but last time it was 28 points higher than the Fico 8.  7 inq last six months 12 in last 12. 

 

This post is not about the approval but really about saying thanks for what I have learned on here and how it has helped me to make some good choices.  A milestone today, closed Credit One this morning, approved Pen Fed this afternoon.  Good Luck to all !


Congrats and welcome to the PenFed family!

 

and moreover congrats on ditching the scumbags at CreditOne Smiley Happy

Established Member
Posts: 10
Registered: ‎04-16-2016

Re: Pen Fed Power Cash!

Pen Fed is awesome!  This account was approved off the same pull from 88 days ago when I was denied.  No HP.  Time to use and pay and let it grow.

Senior Contributor
Posts: 5,721
Registered: ‎04-23-2016
0

Re: Pen Fed Power Cash!

SweetSmiley Happy Glad to hear about your successSmiley Happy
Contributor
Posts: 94
Registered: ‎09-15-2016
0

Re: Pen Fed Power Cash!

Welcome and congrats.  I too was recently approved at the 17.99 rate.  All good though. Just happy to be in with them. 

Starting Scores: 09.03.16
EQ: 569 TU: 591 EX: 570

Current Scores:
EQ: 674 TU: 730 EX: 679
Frequent Contributor
Posts: 415
Registered: ‎02-22-2017
0

Re: Pen Fed Power Cash!

Congratulations and welcome!!!

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