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Pen Fed Power Cash!

Established Member

Pen Fed Power Cash!

Hello Fellow Fico Fans!  First post here after lurking a looooooooong time.  I wanted to thank all who have posted on this super cool site, I have learned much from all of you.  I am just completing my first year of rebuild after a few years out of the credit game and today on my second attempt was approved at pen fed!  Got 5000 SL with a Fico 8 Equifax of 663, they did not send the email with Nexgen score yet but last time it was 28 points higher than the Fico 8.  7 inq last six months 12 in last 12. 

 

This post is not about the approval but really about saying thanks for what I have learned on here and how it has helped me to make some good choices.  A milestone today, closed Credit One this morning, approved Pen Fed this afternoon.  Good Luck to all !

Message 1 of 11
10 REPLIES
Frequent Contributor

Re: Pen Fed Power Cash!

Congratulations on your approval and decent starting limit. Curious, what type of APR did you get?

 

EX08: 742 (15)inqs, TU08: 748 (11)inqs, EQ08: 741 (9)inqs. 3% util., $146,950 spread across 9 cards. THE DIRT: (1) 60 days late-9/13, (2) 30 days late-7/13 as of 1/13/18
Message 2 of 11
Established Member

Re: Pen Fed Power Cash!

I got 17.99, not suprised have some derogs.  Just happy to be in!  Thank you

Message 3 of 11
Valued Contributor

Re: Pen Fed Power Cash!

Welcome to the forum an especially welcome to the PenFed family. You are welcomed by both. Congrats. 🎉🎊🎈🍾 

Worlds second worst gardener.
Message 4 of 11
Established Member

Re: Pen Fed Power Cash!

Thank you Miesterbro!

Message 5 of 11
Valued Contributor

Re: Pen Fed Power Cash!


Lowapr wrote:

Hello Fellow Fico Fans!  First post here after lurking a looooooooong time.  I wanted to thank all who have posted on this super cool site, I have learned much from all of you.  I am just completing my first year of rebuild after a few years out of the credit game and today on my second attempt was approved at pen fed!  Got 5000 SL with a Fico 8 Equifax of 663, they did not send the email with Nexgen score yet but last time it was 28 points higher than the Fico 8.  7 inq last six months 12 in last 12. 

 

This post is not about the approval but really about saying thanks for what I have learned on here and how it has helped me to make some good choices.  A milestone today, closed Credit One this morning, approved Pen Fed this afternoon.  Good Luck to all !


Congrats and welcome to the PenFed family!

 

and moreover congrats on ditching the scumbags at CreditOne Smiley Happy

Message 6 of 11
Established Member

Re: Pen Fed Power Cash!

Pen Fed is awesome!  This account was approved off the same pull from 88 days ago when I was denied.  No HP.  Time to use and pay and let it grow.

Message 7 of 11
Super Contributor

Re: Pen Fed Power Cash!

SweetSmiley Happy Glad to hear about your successSmiley Happy

To obtain Credit One Kenobi status upon 0/24 is to Garden Harden!!
Message 8 of 11
Regular Contributor

Re: Pen Fed Power Cash!

Welcome and congrats.  I too was recently approved at the 17.99 rate.  All good though. Just happy to be in with them. 

Starting Scores: 09.03.16
EQ: 569 TU: 591 EX: 570

Current Scores:
EQ: 674 TU: 730 EX: 679
Message 9 of 11
Established Contributor

Re: Pen Fed Power Cash!

Congratulations and welcome!!!

In the wallet:
Amex PRG ~ Amex BCE ~ Discover ~ NFCU Cash Rewards Visa Signature ~ NFCU Platinum Visa ~ NFCU Line of Credit ~ Chase Amazon Prime Visa Signature ~ PenFed Cash Rewards Visa ~ PenFed Promise Visa ~ Fairwinds Credit Union Cash Rewards Visa ~ CapOne QS1 ~ Lowes Store Card

Closed on mortgage 8/9/17!! Woot!
Message 10 of 11