Pen Fed Power Cash!

[Lowapr]

Hello Fellow Fico Fans!  First post here after lurking a looooooooong time.  I wanted to thank all who have posted on this super cool site, I have learned much from all of you.  I am just completing my first year of rebuild after a few years out of the credit game and today on my second attempt was approved at pen fed!  Got 5000 SL with a Fico 8 Equifax of 663, they did not send the email with Nexgen score yet but last time it was 28 points higher than the Fico 8.  7 inq last six months 12 in last 12. 

This post is not about the approval but really about saying thanks for what I have learned on here and how it has helped me to make some good choices.  A milestone today, closed Credit One this morning, approved Pen Fed this afternoon.  Good Luck to all !

[Anonymous]

Congratulations on your approval and decent starting limit. Curious, what type of APR did you get?

[Lowapr]

I got 17.99, not suprised have some derogs.  Just happy to be in!  Thank you

[Anonymous]

Welcome to the forum an especially welcome to the PenFed family. You are welcomed by both. Congrats. 🎉🎊🎈🍾 

[Lowapr]

Thank you Miesterbro!

[Anonymous]

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@Lowapr wrote:

Hello Fellow Fico Fans!  First post here after lurking a looooooooong time.  I wanted to thank all who have posted on this super cool site, I have learned much from all of you.  I am just completing my first year of rebuild after a few years out of the credit game and today on my second attempt was approved at pen fed!  Got 5000 SL with a Fico 8 Equifax of 663, they did not send the email with Nexgen score yet but last time it was 28 points higher than the Fico 8.  7 inq last six months 12 in last 12. 

This post is not about the approval but really about saying thanks for what I have learned on here and how it has helped me to make some good choices.  A milestone today, closed Credit One this morning, approved Pen Fed this afternoon.  Good Luck to all !

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Congrats and welcome to the PenFed family!

and moreover congrats on ditching the scumbags at CreditOne

[Lowapr]

Pen Fed is awesome!  This account was approved off the same pull from 88 days ago when I was denied.  No HP.  Time to use and pay and let it grow.

[AverageJoesCredit]

Sweet Glad to hear about your success

[Anonymous]

Welcome and congrats.  I too was recently approved at the 17.99 rate.  All good though. Just happy to be in with them. 

[Anonymous]

Congratulations and welcome!!!