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Pen Fed Promise - Approved!

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emptypockets
Valued Contributor
‎11-20-2014 09:33 AM
‎11-20-2014 09:33 AM

Pen Fed Promise - Approved!

So this Quarter, my Pen Fed accoutn had a bunch of different pre-approvals for me. I didn't know which offer I was going to take, but decided to take the Promise Card, pre-approved for $21.8k. I have a bunch of rewards cards, and lacked just a card with a low interest rate just in case I needed to carry a balance. 7.49% rate for 36 months, 9.99% thereafter, 4.99% rate on Balance Transfers, with no fees. Just a simple, regular credit card, lol. Plus, you can't beat a pre-approval, with no HP.

 

People complain about Pen Fed, but they have been great for me.


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 786; TU MyFico: 799; EX (My Fico): 797
Message 1 of 8
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7 REPLIES 7
uswala
Senior Contributor
‎11-20-2014 10:01 AM
‎11-20-2014 10:01 AM

Re: Pen Fed Promise - Approved!

Congrats!

Message 2 of 8
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Creditcurious74
Frequent Contributor
‎11-20-2014 10:02 AM
‎11-20-2014 10:02 AM

Re: Pen Fed Promise - Approved!

Congratulations on the approval!!!!

 

 

Message 3 of 8
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alvon123
Super Contributor
‎11-20-2014 11:17 AM
‎11-20-2014 11:17 AM

Re: Pen Fed Promise - Approved!

congrats


Message 4 of 8
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coldnmn
Mega Contributor
‎11-20-2014 11:42 AM
‎11-20-2014 11:42 AM

Re: Pen Fed Promise - Approved!

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 5 of 8
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alextercero
Super Contributor
‎11-20-2014 11:52 AM
‎11-20-2014 11:52 AM

Re: Pen Fed Promise - Approved!

Congrats..

Current Credit Cards


Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (April 2024)


Credit Age:

Inquiries:

Message 6 of 8
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Anonymous
Not applicable
‎11-20-2014 03:13 PM
‎11-20-2014 03:13 PM

Re: Pen Fed Promise - Approved!

Very nice, congrats

Message 7 of 8
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Anonymous
Not applicable
‎11-20-2014 09:57 PM
‎11-20-2014 09:57 PM

Re: Pen Fed Promise - Approved!

@emptypockets wrote:

So this Quarter, my Pen Fed accoutn had a bunch of different pre-approvals for me. I didn't know which offer I was going to take, but decided to take the Promise Card, pre-approved for $21.8k. I have a bunch of rewards cards, and lacked just a card with a low interest rate just in case I needed to carry a balance. 7.49% rate for 36 months, 9.99% thereafter, 4.99% rate on Balance Transfers, with no fees. Just a simple, regular credit card, lol. Plus, you can't beat a pre-approval, with no HP.

 

People complain about Pen Fed, but they have been great for me.

Congratulations!...Thanks For Sharing.Woman Tongue

Message 8 of 8
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