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PenFed Approval

Member

PenFed Approval

I finally joined PenFed, and since I knew from these boards that a credit card application wouldn't result in an additional hard pull, I also applied for a rewards card. I was approved for $7,000, which is great because I drive quite a ways to work and the 5% back on gas will certainly come in handy!

 

In case this helps others who might be considering applying:

EQ Score: 758 (July 2012)

1 year old USAA MC: $4,200 CL with 2% utilization

1 year old, 48 month auto loan

2 student loans currently in repayment

No baddies

 

 

Message 1 of 20
19 REPLIES
Established Contributor

Re: PenFed Approval

Congrats! And thanks for sharing. Do you mind sharing your aaoa number er of inquires?

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Message 2 of 20
Member

Re: PenFed Approval

Thanks! Sure, my aaoa is 6 years, and I have 3 inquiries.

Message 3 of 20
Mega Contributor

Re: PenFed Approval


john31 wrote:

I finally joined PenFed, and since I knew from these boards that a credit card application wouldn't result in an additional hard pull, I also applied for a rewards card. I was approved for $7,000, which is great because I drive quite a ways to work and the 5% back on gas will certainly come in handy!

 

In case this helps others who might be considering applying:

EQ Score: 758 (July 2012)

1 year old USAA MC: $4,200 CL with 2% utilization

1 year old, 48 month auto loan

2 student loans currently in repayment

No baddies

 

 


CONGRATS!!!!!

 

Nice limit!!

 




EQ FICO 548 3/3/16
Message 4 of 20
Valued Contributor

Re: PenFed Approval


john31 wrote:

Thanks! Sure, my aaoa is 6 years, and I have 3 inquiries.


you had 3 inquiries on equifax or total?  If total, any idea before app how many on equifax and when they were?

               LIMITS IN CARD DESCRIPTIONS
Message 5 of 20
Member

Re: PenFed Approval

I had 3 inquiries on EQ:

Aug 9, 2011

Dec 30, 2011

Jan 12, 2012

 

Message 6 of 20
Member

Re: PenFed Approval


LS2982 wrote:

john31 wrote:

I finally joined PenFed, and since I knew from these boards that a credit card application wouldn't result in an additional hard pull, I also applied for a rewards card. I was approved for $7,000, which is great because I drive quite a ways to work and the 5% back on gas will certainly come in handy!

 

In case this helps others who might be considering applying:

EQ Score: 758 (July 2012)

1 year old USAA MC: $4,200 CL with 2% utilization

1 year old, 48 month auto loan

2 student loans currently in repayment

No baddies

 

 


CONGRATS!!!!!

 

Nice limit!!

 


Thanks!

Message 7 of 20
Valued Contributor

Re: PenFed Approval


john31 wrote:

I had 3 inquiries on EQ:

Aug 9, 2011

Dec 30, 2011

Jan 12, 2012

 


Thanks for the info.  Congrats! Love my PenFed card too.  Make sure to spend enough for that bonus as it is pretty generous.  I do find how random the products in their reward program is.

               LIMITS IN CARD DESCRIPTIONS
Message 8 of 20
Member

Re: PenFed Approval

Thanks, Crashem!

 

Message 9 of 20
Valued Contributor

Re: PenFed Approval

Congrats - a great card grom a great CU for sure!

Ray

** Every Card has a Job, and Every Card does its Job **
Message 10 of 20