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Got preapproved for a PenFed Personal Line of Credit for 25,000.00 so bit the bullet, applied and got it. I figured it was good to have in case of emergencies but I don't plan to use it otherwise. Also, for the first time, was able to get a Discover soft pull CLI on-line (via the "luv" button) instead of online-chat or calling - credit limit increased from 13,500 to 15,000. When I first opened the account in November 2011 it was 1700. FICO scores have been in the 740's or 750's.
@koalablue wrote:Got preapproved for a PenFed Personal Line of Credit for 25,000.00 so bit the bullet, applied and got it. I figured it was good to have in case of emergencies but I don't plan to use it otherwise. Also, for the first time, was able to get a Discover soft pull CLI on-line (via the "luv" button) instead of online-chat or calling - credit limit increased from 13,500 to 15,000. When I first opened the account in November 2011 it was 1700. FICO scores have been in the 740's or 750's.
Congrats on the approvals. Was the PenFed preapproval a mailer or did it show up online?
@Anonymous wrote:
@koalablue wrote:Got preapproved for a PenFed Personal Line of Credit for 25,000.00 so bit the bullet, applied and got it. I figured it was good to have in case of emergencies but I don't plan to use it otherwise. Also, for the first time, was able to get a Discover soft pull CLI on-line (via the "luv" button) instead of online-chat or calling - credit limit increased from 13,500 to 15,000. When I first opened the account in November 2011 it was 1700. FICO scores have been in the 740's or 750's.
Congrats on the approvals. Was the PenFed preapproval a mailer or did it show up online?
It showed up online, along with a bunch of others. I didn't need any more credit cards though and I don't need to buy a car, so I went for the PLOC.
@koalablue wrote:Got preapproved for a PenFed Personal Line of Credit for 25,000.00 so bit the bullet, applied and got it. I figured it was good to have in case of emergencies but I don't plan to use it otherwise. Also, for the first time, was able to get a Discover soft pull CLI on-line (via the "luv" button) instead of online-chat or calling - credit limit increased from 13,500 to 15,000. When I first opened the account in November 2011 it was 1700. FICO scores have been in the 740's or 750's.
Thats very nice, congrats on your Penfed approval and Discover CLI
Grats on the PLOC approval and Discover CLI
Many congrats!
Congrats..
Congrats!