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PenFed PLOC and Discover CLI Approval

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koalablue
Frequent Contributor

PenFed PLOC and Discover CLI Approval

Got preapproved for a PenFed Personal Line of Credit for 25,000.00 so bit the bullet, applied and got it.  I figured it was good to have in case of emergencies but I don't plan to use it otherwise.  Also, for the first time, was able to get a Discover soft pull CLI on-line (via the "luv" button) instead of online-chat or calling - credit limit increased from 13,500 to 15,000.  When I first opened the account in November 2011 it was 1700.  FICO scores have been in the 740's or 750's.

Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: PenFed PLOC and Discover CLI Approval


@koalablue wrote:

Got preapproved for a PenFed Personal Line of Credit for 25,000.00 so bit the bullet, applied and got it.  I figured it was good to have in case of emergencies but I don't plan to use it otherwise.  Also, for the first time, was able to get a Discover soft pull CLI on-line (via the "luv" button) instead of online-chat or calling - credit limit increased from 13,500 to 15,000.  When I first opened the account in November 2011 it was 1700.  FICO scores have been in the 740's or 750's.


Congrats on the approvals.  Was the PenFed preapproval a mailer or did it show up online?

Message 2 of 8
koalablue
Frequent Contributor

Re: PenFed PLOC and Discover CLI Approval


@Anonymous wrote:

@koalablue wrote:

Got preapproved for a PenFed Personal Line of Credit for 25,000.00 so bit the bullet, applied and got it.  I figured it was good to have in case of emergencies but I don't plan to use it otherwise.  Also, for the first time, was able to get a Discover soft pull CLI on-line (via the "luv" button) instead of online-chat or calling - credit limit increased from 13,500 to 15,000.  When I first opened the account in November 2011 it was 1700.  FICO scores have been in the 740's or 750's.


Congrats on the approvals.  Was the PenFed preapproval a mailer or did it show up online?


It showed up online, along with a bunch of others.  I didn't need any more credit cards though and I don't need to buy a car, so I went for the PLOC.

Message 3 of 8
Anonymous
Not applicable

Re: PenFed PLOC and Discover CLI Approval


@koalablue wrote:

Got preapproved for a PenFed Personal Line of Credit for 25,000.00 so bit the bullet, applied and got it.  I figured it was good to have in case of emergencies but I don't plan to use it otherwise.  Also, for the first time, was able to get a Discover soft pull CLI on-line (via the "luv" button) instead of online-chat or calling - credit limit increased from 13,500 to 15,000.  When I first opened the account in November 2011 it was 1700.  FICO scores have been in the 740's or 750's.


Thats very nice, congrats on your Penfed approval and Discover CLI

Message 4 of 8
gdale6
Moderator Emeritus

Re: PenFed PLOC and Discover CLI Approval

Grats on the PLOC approval and Discover CLI Smiley Happy

Message 5 of 8
uswala
Senior Contributor

Re: PenFed PLOC and Discover CLI Approval

Many congrats!

Message 6 of 8
Anonymous
Not applicable

Re: PenFed PLOC and Discover CLI Approval

Congrats..

Message 7 of 8
I-think-I-can
Valued Contributor

Re: PenFed PLOC and Discover CLI Approval

Congrats! Smiley Happy

Starting Scores 2/13/15: EQ 635 EX 674 TU 684 ////7/16/15 Scores: EQ 661 EX 669 TU 703 //// 2/15/16 Scores EQ 652 EX 647 TU 756 //// 3/24/16 Scores: EQ 661 EX 649 TU 773 //// EQ 670 EX 653 TU 768 (EQ And EX still tainted)
Goal Scores: 760 across the board
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