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@GetMeSlick wrote:
@Anonymous wrote:
Congratulations, I'be been eyeing this one to maybe replace my DC. The EQ score you posted, was that their nextgen score or a fico8?how is this better than DC?
*edited for formatting*
1. DC redemptions are much slower and higher minimum required
2. DC is a Mastercard, so lower acceptance than the PenFed card which is a Visa (I'm thinking specifically of Costco here)
3. DC has Citi's standard 3% foreign transaction fee, while all PenFed cards have none - so the PenFed card is great for international travel
How do they send the welcome message? Was it in the snail mail brochures that they send after being a member and after approval with the card ? I also got approved for a powercash rewards card a month ago and have already paid back balance after the first statement. I dont remember seeing nextgen score anywhere. Where is it? Is it in riskbased pricing notice?
@Anonymous wrote:
@GetMeSlick wrote:
@Anonymous wrote:
Congratulations, I'be been eyeing this one to maybe replace my DC. The EQ score you posted, was that their nextgen score or a fico8?how is this better than DC?
*edited for formatting*
1. DC redemptions are much slower and higher minimum required
2. DC is a Mastercard, so lower acceptance than the PenFed card which is a Visa (I'm thinking specifically of Costco here)
3. DC has Citi's standard 3% foreign transaction fee, while all PenFed cards have none - so the PenFed card is great for international travel
This makes a whole lot of sense. thank you.
Edited as I miss read the post.
@Anonymous wrote:
@GetMeSlick wrote:
@Anonymous wrote:
Congratulations, I'be been eyeing this one to maybe replace my DC. The EQ score you posted, was that their nextgen score or a fico8?how is this better than DC?
*edited for formatting*
1. DC redemptions are much slower and higher minimum required
2. DC is a Mastercard, so lower acceptance than the PenFed card which is a Visa (I'm thinking specifically of Costco here)
3. DC has Citi's standard 3% foreign transaction fee, while all PenFed cards have none - so the PenFed card is great for international travel