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PenFed Update/Approved !!8k Recon/$8000 Final approval

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Sevenfeet
Regular Contributor

Re: PenFed asked for paystubs after app


@danielodonoll wrote:

i requested from 8.5-14k i am on the phone now on hold.........


Danger!  Terrain!  Eject now!!!!!

 

Seriously, congrats on the original approval.  I'm not sure about the recon but I think you have a shot...

Message 51 of 77
danielodonoll
New Contributor

Re: PenFed asked for paystubs after app

When i attempted this on the first card 5 months ago they just told me straight up,thats the limit we can do right ,Now so since they are willing to look at it again with no new inquiry i said whats there to loose

Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Message 52 of 77
lg8302ch
Senior Contributor

Re: PenFed asked for paystubs after app

Congrats on the approval! Oh my..reading this is almost as exciting as apping myself..pls let us know the outcome Smiley Happy
Message 53 of 77
danielodonoll
New Contributor

Re: PenFed asked for paystubs after app


@Sevenfeet wrote:

@danielodonoll wrote:

i requested from 8.5-14k i am on the phone now on hold.........


Danger!  Terrain!  Eject now!!!!!

 

Seriously, congrats on the original approval.  I'm not sure about the recon but I think you have a shot...


Thank you

Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Message 54 of 77
danielodonoll
New Contributor

Re: PenFed asked for paystubs after app


@lg8302ch wrote:
Congrats on the approval! Oh my..reading this is almost as exciting as apping myself..pls let us know the outcome Smiley Happy

Thanks LG

I will keep everyone here on the forum posted

Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Message 55 of 77
danielodonoll
New Contributor

Re: PenFed asked for paystubs after app

For some reason the status on the on line it still say approved even though was send to the loan officer again

Shouldnt it say pending?

Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Message 56 of 77
Creditcurious74
Frequent Contributor

Re: PenFed asked for paystubs after app

Congratulations Daniel, I applied twice with straight denial.

Message 57 of 77
danielodonoll
New Contributor

Re: PenFed asked for paystubs after app

Thank you and sorry to hear that Zelaya

I had the same ordeal with USAA but after 4 months and 2 denial,approved for 24k

Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Message 58 of 77
danielodonoll
New Contributor

Re: PenFed asked for paystubs after app

Just to keep everyone posted

The status on the online it still says approved but i dont see any increase yet or anything like that

I will call to find out whats the hold up on that second review....Calling now

Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Message 59 of 77
danielodonoll
New Contributor

Re: PenFed asked for paystubs after app

Ok the status changed to Transferred

i called to see if the request for the 2 ND review was done and I was told that $ 8500 is what they able to do at this point and they couldn't match the other lines

She mention that I could request a cli on my other card that was opened on October 2012 since that card hits 6 months on April

 

I thank her politely for the consideration effort and that was it...........

 

Any suggestion on this?

Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Message 60 of 77
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